^*Prizes: One winner will be awarded $20,000. Prize will be awarded in the form of First Midwest Bank (FMB) issued official check. Winner will be randomly drawn on or about April 28, 2014. Odds of winning based on number of entries received. Limit one entry per day, per family, per address, and per household. Prize is non-transferable. Prize is subject to 1099-MISC reporting. Winner is responsible for all applicable taxes, if any, on prizes. Winner will receive an Affidavit of Eligibility and Liability and Publicity Release, which must be signed and returned to FMB, as sponsor, via method to be specified. If the signed Affidavit of Eligibility and Liability and Publicity Release are not received by FMB, as sponsor, within 60 days of original notification (whether by phone, mail, or other expedited service), the prize will be forfeited and another winner will be drawn at random. (If original notification is by mail, such notice shall be deemed to be given when sent by registered or certified mail, postage prepaid.) Winner automatically consents to allow FMB, as sponsor, to publish his or her name, likeness and hometown for advertising/promotion/publicity purposes without advance notice or compensation except where prohibited by law. Winner accepts all responsibility associated with use of the prize and agrees to hold harmless First Midwest Bank its affiliates, subsidiaries, employees, directors and agents from any and all liability, loss or damage incurred in respect to awarding, receiving, using and/or misusing the prize awarded herein or incurred during participation in any prize-related activities. Employees and directors of First Midwest Bank, its affiliates, subsidiaries and agents, all members of their immediate families and households are ineligible to enter and win. Void where prohibited by law. All federal, state, and local laws and regulations apply. No purchase necessary. Odds of winning are not increased when a purchase is made. Offer is available to residents of IL, IN, IA and WI only. To enter: Visit FirstMidwest.com/Win20k to fill out the electronic entry form. You may also print your name, home address and home phone number on a 3” x 5” card and mail to: Sweepstakes Coordinator, c/o First Midwest Bank, One Pierce Place, Suite 1500, Itasca, IL 60143. No mechanical reproduction of entries allowed. Entries must be received by the end of business on April 25, 2014. FMB, as sponsor, and its agents are not responsible for lost, late, illegible, incomplete, postage due, mutilated, or misdirected entries or mail failure or any other means of delivery and/or failure to reach the winner whether by phone, mail or other expedited service. Winner must, at the time of entry, be at least age 18 and be a legal U.S. resident. All entries become FMB’s property; none returned, and all entrants consent to receiving future marketing materials from First Midwest Bank. For the name of the winner, send a self-addressed stamped envelope on or after April 28, 2014 to: Sweepstakes Coordinator c/o First Midwest Bank, One Pierce Place, Suite 1500, Itasca, IL 60143. Sponsor: First Midwest Bank – One Pierce Place, Suite 1500, Itasca, IL 60143-4169.

¹Subject to credit approval. Offer is available to residents of IL, IN, IA and WI for a limited time and may be withdrawn at any time without notice. Apply for a new Express Home Improvement Loan and/or Home Equity Line and Loan between 03/08/14 and 05/30/14 to be eligible for a $75 home improvement store gift card incentive upon closing of the loan. Incentive will be rewarded as a gift card redemption certificate within 90 days of loan closing. Incentive is considered interest and may be reported on IRS Form 1099-INT. This offer cannot be combined with any other offer(s).