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Making the right choice to save and invest can be challenging. It takes commitment and discipline to put aside money for the future on a regular basis.1 But making that decision — and sticking to it — can make a world of difference for you and your family down the road.

That is why we offer a variety of saving options2 with flexibility, convenience, and security that can help you meet short and long-term goals.

Savings at a Glance

  • Savings Accounts

    Savings accounts are simple interest-bearing accounts that offer safety and liquidity.1,2 We offer several options to choose from, whether you are looking to save for a particular purpose or maintain emergency funds.

    Diamond Savings — Our highest savings rates, exclusively available to our Diamond Checking clients

    Investor Reserve Savings — The perfect blend of security and return

    Statement Savings — The easiest way to put yourself on the path to a healthy financial future

  • Money Market Accounts

    Our FDIC-insured3 Money Market accounts combine investment savings rates with varying levels of cash management capabilities.1,2

    Diamond Money Market — Our highest money market rates for Diamond Checking clients

    Premier Money Market — A higher level of interest than traditional savings or money market accounts

    IRA Money Market — Tiered market-rate account for IRAs and 401k rollovers

    Money Market — A simple market-rate account

  • Certificates of Deposit

    Get predictable returns on your FDIC-insured3 deposits with our CDs.


Build your retirement savings while realizing tax advantages with our Individual Retirement Accounts.4

Get Started


If you have a high-deductible health plan, consider a Health Savings Account (HSA).

Get Started


Build your savings with this innovative automatic savings plan.2

Get Started
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View Our Deposit Rates

All of our savings options offer competitive rates, 24/7/365 account access, easy mobile banking, online bill pay and paperless eStatements. View our competitive deposit rates and open your First Midwest account today.

View Rates

1 Six (6) withdrawals are free per Analysis Period for each savings and/or money market Account. Each withdrawal exceeding six (6) per Analysis Period will be assessed an Excessive Withdrawal Fee. The Excessive Withdrawal Fee is $5.00 for savings accounts and $10.00 for money market accounts. This includes, but is not limited to, to teller-assisted withdrawals, checks, ATM or debit Card transactions, Account transfers via Online Banking and Mobile Banking, telephone transfers, person-to-person payments (e.g., Zelle® or Venmo), ACH or preauthorized automatic transfers, and wire transfers.
Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account.
3 Insured up to the standard maximum deposit insurance amount of $250,000 per ownership category.
4 Consult a tax professional.