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You work hard for your money and it deserves a safe home. But not everyone has the same needs and goals when it comes to cash management. That is why we offer four distinct options with different features and rewards.

All of our checking accounts1 include:

Checking at a Glance

  • An example of a First Midwest Debit Card

    Diamond Checking

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  • A sample of a First Midwest Personal Debit Card

    Midwest Checking

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  • A sample of a First Midwest Personal Debit Card

    Easy Checking

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  • A sample of a First Midwest Personal Debit Card

    Student Checking

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Ordering checks online is quick and easy!

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Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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We offer a variety of options to cover you in the event of an overdraft on your checking account.

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1 $100 minimum deposit required to open a First Midwest Bank personal checking account.
2 Discount requires auto payment set-up from First Midwest checking account. Does not apply to Home Equity Lines of Credit.
3 Subject to credit approval. Property insurance is required on loans secured by property. Mortgage closing cost rebate and Home Equity Loan discount cannot be combined with other rebates, discounts or promotional offers on a single loan number.
4 Limited time offer. May be withdrawn at any time. May not be combined with any other offer. The person making the referral 1) must have a personal First Midwest Bank checking account (Health Savings Accounts do not qualify) 2) is limited to one $25 award per referred address and3) is responsible for all applicable taxes. Addresses used in previous Tell a Friend referrals are not eligible for this offer. $25 may be subject to tax reporting. The person being referred 1) must deposit a minimum of $100 to open a personal checking, savings or money market account and 2) must not have held a First Midwest Bank personal checking, savings or money market account in the past 180 days. First Midwest Bank employees are not eligible. $25 credit may take up to 30 days to appear in account.
5 For balance levels (tier ranges), please refer to our Deposit Rate Sheet.
6 Monthly Maintenance Fee waived for the first six (6) statement periods for a Statement Savings Account with an automatic savings transfer of $25 or more from the Midwest Checking Account.
7 Mortgage Closing Cost Rebate may take up to 120 days to appear in your account. Incentive may be subject to tax reporting.
8 Applies to First Midwest Exclusive Wallet style single checks. Reorders: Free for Diamond; $14.99 for Midwest; and $19.99 for Easy and Student. Additional fees will apply for duplicate checks.

9 First Midwest Financial Network relationship requires a minimum of $25,000 in invested balances.
10 Securities offered through LPL Financial (LPL), broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.  First Midwest Bank and First Midwest Financial Network are not registered as a broker-dealer. Registered representatives of LPL offer products and services using First Midwest Financial Network, and may also be employees of First Midwest Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Midwest Bank or First Midwest Financial Network. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

The site is designed for U.S. residents only, and the services offered within this site are available exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all the investments and services mentioned are available in every state.

11 Per statement period. Other bank’s surcharge fees may apply.
12  Includes Official/Cashier's Checks, Money Orders, Notary Services, and Signature Guarantees.
13 Overdraft/Returned Item Fees will not be charged on this account. Transactions resulting in overdrafts will be returned unless prohibited by Applicable Law.