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A woman places cash she received from instant check cashing in her wallet
Instant Check Cashing

Get your money instantly.1

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Instant Check Cashing

Why wait for a check to clear? You can get instant access to that money with First Midwest Instant Check Cashing – whether you have a First Midwest deposit account or not.1 First Midwest will cash checks within 7 days of issue up to $9,999.

First Midwest Instant Check Cashing lets you cash almost any type of check.2

  • Personal checks
  • Payroll checks
  • Business checks
  • Insurance agency checks
  • Cashier's checks
  • Money orders
  • Two party checks
  • Traveler's checks
  • Rebate checks
  • Stock dividend checks
  • Tax refund checks
  • Tax preparation firm checks
  • Government tax refund checks
  • Federal, state and municipal government checks

Checking Accounts

We offer four distinct checking account options with different features and rewards.

Explore Checking

Debit Cards

Whichever First Midwest Debit Mastercard® you use, you will enjoy a wide range of benefits and protections.

See Debit Cards

ONLINE AND MOBILE BANKING

View balances, transfer funds, deposit checks and pay bills all from the convenience of your favorite mobile device.

Go Mobile

1 Subject to check approval. Minimum charge for checks not drawn on First Midwest Bank, or checks made payable to an individual is $3.00 or 2% of the check amount, whichever is greater. Checks drawn on First Midwest Bank, minimum charge $3.00 or 1% of the check amount, whichever is greater; and, they are free for individuals with a First Midwest checking, savings, or money market account.
2 First Midwest will not accept checks payable jointly to all payees as "and;" checks payable to a business, fiduciary or cash; starter or counter checks; checks older than (7) seven calendar days; postdated checks; checks payable to an individual under the age of 18. Checks drawn on First Midwest Bank, minimum charge $3.00 or 1% of the check amount, whichever is greater; and, they are free for individuals with a First Midwest checking, savings, or money market account.