BANK ON WITH FIRST MIDWEST
We are certified participants in the Bank On program, which provides access to safe and affordable banking services.
We are certified participants in the Bank On program, which provides access to safe and affordable banking services.
FOUNDATION CHECKING
This account has relaxed entry requirements and limited fees to promote access to banking services:
More About Foundation Checking
The Foundation Checking account is available to clients who complete a First Midwest Financial Education program or other approved financial program provided by a community organization.3
Our Foundation Program may be the ideal solution:
Connect with a Banker to get started!
Your friendly local banker can help you open a Foundation Checking account.
A Foundation Checking account makes accessing your money easy.
All of our checking accounts include:
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1 Refer to the Retail Account Agreement for Terms and Conditions and General Fee Schedule that applies to all First Midwest Bank accounts.
2 Account allows you to spend what is available in the account. A transaction may get declined or returned if you do not have enough money in the account to cover the charge.
3 Or, be referred to First Midwest by a participating community partner who provided you with financial education.
4 Must be enrolled in Online Banking to use the app.
5 Zelle is intended for sending money to family, friends and people you familiar with. We recommend that you not use Zelle to send money to anyone you do not know.
6 The person being referred: 1.) Must not have held a First Midwest Bank personal checking, savings, or money market account in the past 180 days 2.) Must open a personal checking, savings, or money market account with a minimum of $100 in a First Midwest branch, and 3.) Turn in the referral form at time of account opening. The person making the referral: This referral bonus offer is limited to existing personal First Midwest Checking, Savings, or Money Market account holders (Health Savings, Investor Reserve Savings, and IRA Money Market accounts do not qualify) and limited to one $25 award per referred address. Addresses used in previous Tell a Friend referrals are not eligible for this offer. Once referred family and or friend meets the criteria above, a $25 bonus will be issued as a credit to your account within 60 days. To obtain the bonus, both your and the referred account must be open and in good standing at the time of bonus processing. Promotional credit may be subject to IRS 1099-INT form reporting and may be considered taxable as interest income to you. Consult your tax advisor. Offer may be changed or withdrawn at any time without notice. May not be combined with any other offer. First Midwest colleagues are not eligible. You can receive up to 20 “Tell A Friend” referral bonus deposits (totaling $500) per calendar year.
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Residents of California have certain rights regarding the sale of personal information to third parties. First Midwest Bank, our affiliates, and service providers use information collected through cookies or in forms to improve the experience on our site and pages, to analyze how our site is used, and to present personalized advertising.
At any point, you can opt-out of the sale of your personal information by selecting Do Not Sell my Personal Information.
You can find more information and how to manage your privacy choices by reviewing our California Consumer Privacy Disclosures located on our Privacy information page by following the link on the bottom of any page.