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GET A PERSONAL LOAN TODAY

Our unsecured Express Personal Loan1 has fixed APRs as low as 5.16%.2 Borrow from $5,000 to $35,000 for up to seven years with no collateral. Most decisions are made within 24 hours.3

WHAT WOULD YOU DO WITH EXTRA CASH?

A personal loan could help you:

  • Consolidate your debt
  • Pay for unexpected expenses
  • Make home improvements
  • Cover large purchases

Apply Now

Get a Rate Quote

 

Connect with us today!

What Real Clients Have to Say

We are the only certified personal loan lender on LendingTree. Read all the reviews to see why customers on LendingTree rate us 4.9 of 5 stars.*

  • Nick's client testimonial - GREAT LOAN WITH GREAT SERVICE!

    GREAT LOAN WITH GREAT SERVICE!

    “My rep was very fast and informative with getting back to me, and made the process super easy. All in all, it took 2 business days from start to finish to get my loan with just a couple documents and a quick signature review. Would highly recommend to anyone looking for a quick, fair loan!”

    – Nick, Personal Loan recipient

  • Heather's client testimonial - WONDERFUL EXPERIENCE!

    WONDERFUL EXPERIENCE!

    “This entire loan process was quick and easy, I recommend it to anyone! They were very helpful.”

    – Heather, Personal Loan recipient

  • Carlos's client testimonial - FANTASTIC!

    FANTASTIC!

    “First Midwest Bank provided me with the lowest interest rate out of all the ‘big’ companies. Not only were they a pleasure to work with, but the process was seamless and transparent. They disbursed funds quickly and now I have peace of mind at my lower rate. Thank you, First Midwest Bank.”

    – Carlos, Personal Loan recipient

What would my monthly payment4 be?

36 Month Loan
Loan Amount Monthly Payment5 Interest Rate5 APR
$10,000 $304.73 4.99% 5.95%
$25,000 $755.07 4.99% 5.37%
$35,000 $1,055.30 4.99% 5.26%

Loan Amount Monthly Payment6 Interest Rate6 APR
$10,000 $318.97 7.99% 8.97%
$25,000 $790.36 7.99% 8.38%
$35,000 $1,104.61 7.99% 8.26%
84 Month Loan
Loan Amount Monthly Payment7 Interest Rate7 APR
$10,000 $148.57 5.99% 6.44%
$25,000 $368.14 5.99% 6.17%
$35,000 $514.52 5.99% 6.12%

Loan Amount Monthly Payment8 Interest Rate8 APR
$10,000 $161.22 8.49% 8.95%
$25,000 $399.47 8.49% 8.67%
$35,000 $558.31 8.49% 8.62%


Personal Loan Application

Apply Now

Happy couple consolidating there debt into one monthly payment

How Does Debt Consolidation Work?

By finding an interest rate lower than you are currently paying on your outstanding debt, you may save money. The key steps:

  • Find a loan that has a rate favorable to you
  • Use the loan to pay down current high-interest debts
  • Going forward, you have one monthly payment at a low, fixed rate
More About Debt Consolidation

Get a Personal Loan Rate Quote**

**The rate quote that will be provided in response to a request represents an estimate based on preliminary information provided by the client. It will not be representative of available product rates and terms based on the specific credit qualifications of the requestor. If specific product eligibility, rates and product terms are desired, an application will need to be submitted and authorized consent to pull a credit bureau report will need to be provided by the applicant. The only way to obtain exact rate and payment information is to apply.

*Based on actual LendingTree customer reviews of First Midwest Bank Personal Loan products, as of January 26, 2021. Testimonials edited for length and clarity.

1 Subject to credit approval.
2 Applicants must meet minimum credit score requirements and meet other conditions. Annual Percentage Rates (APR) range from 5.16% to 16.31%. Rates are based on credit criteria and other factors such as the term of the loan selected. Rates are accurate as of 12/2/2020 and subject to change daily. Contact your First Midwest Banker for our current rates.
3 Applying for an Express Personal Loan may affect your FICO Score. Approval time is subject to applications submitted during regular business hours and client response time and/or client preference.
4 The rates and payments shown do not factor in all personal financial circumstances required to decision a loan application. Your specific situation may warrant a higher rate and payment based on credit history, income, and other factors. Speak to a First Midwest Banker to get personalized rate and monthly payment quotes.
5 The payment examples shown assume an excellent FICO score (800+).The $10,000 loan amount is repaid with 36 monthly payments of $304.73 at a fixed interest rate of 4.99% and APR of 5.95%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 36 monthly payments of $755.07 at a fixed interest rate of 4.99% and an APR of 5.37%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 36 monthly payments of $1,055.30 at a fixed interest rate of 4.99% and an APR of 5.26%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
6 The payment examples shown assume a good FICO score (740-759). The $10,000 loan amount is repaid with 36 monthly payments of $318.97 at a fixed interest rate of 7.99% and APR of 8.97%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 36 monthly payments of $790.36 at a fixed interest rate of 7.99% and an APR of 8.38%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 36 monthly payments of $1,104.61 at a fixed interest rate of 7.99% and an APR of 8.26%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
7 The payment examples shown assume an excellent FICO score (800+). The $10,000 loan amount is repaid with 84 monthly payments of $148.57 at a fixed interest rate of 5.99% and APR of 6.44%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 84 monthly payments of $368.14 at a fixed interest rate of 5.99% and an APR of 6.17%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 84 monthly payments of $514.52 at a fixed interest rate of 5.99% and an APR of 6.12%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
8 The payment examples shown assume a good FICO score (740-759). The $10,000 loan amount is repaid with 84 monthly payments of $161.22 at a fixed interest rate of 8.49% and APR of 8.95%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 84 monthly payments of $399.47 at a fixed interest rate of 8.49% and an APR of 8.67%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 84 monthly payments of $558.31 at a fixed interest rate of 8.49% and an APR of 8.62%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.