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A happy father who received an Express Personal Loan and his young son enjoy a view of the ocean from their SUV
BORROW FROM A CERTIFIED LENDER

First Midwest is the only Certified Personal Loan lender on LendingTree.*

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Personal Loans

Our unsecured Express Personal Loan1 has fixed APR’s as low as 5.16%.2 Borrow from $5,000 to $35,000 for up to seven years with no collateral. Imagine how that could enhance your life. You could:

  • Consolidate high-interest credit card debt
  • Make home improvements
  • Plan a wedding
  • Pay for unexpected expenses
  • Take a long-overdue vacation

Get the money you need with predictable payments. The application process is easy, and most decisions are made within 24 hours.3

Please contact a First Midwest Banker for our most current rates and more details about a First Midwest Express Personal Loan.


What would my monthly payment4 be?

36 Month Loan
Loan Amount Monthly Payment5 Interest Rate5 APR
$10,000 $304.73 4.99% 5.95%
$25,000 $755.07 4.99% 5.37%
$35,000 $1,055.30 4.99% 5.26%

Loan Amount Monthly Payment6 Interest Rate6 APR
$10,000 $318.97 7.99% 8.97%
$25,000 $790.36 7.99% 8.38%
$35,000 $1,104.61 7.99% 8.26%
84 Month Loan
Loan Amount Monthly Payment7 Interest Rate7 APR
$10,000 $148.57 5.99% 6.44%
$25,000 $368.14 5.99% 6.17%
$35,000 $514.52 5.99% 6.12%

Loan Amount Monthly Payment8 Interest Rate8 APR
$10,000 $161.22 8.49% 8.95%
$25,000 $399.47 8.49% 8.67%
$35,000 $558.31 8.49% 8.62%


Easy Personal Loan Application

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Happy couple consolidating there debt into one monthly payment

How Does Debt Consolidation Work?

By finding an interest rate lower than you are currently paying on your outstanding debt, you may save money. The key steps:

  • Find a loan that has a rate favorable to you
  • Use the loan to pay down current high-interest debts
  • Going forward, you have one monthly payment at a low, fixed rate
More About Debt Consolidation

Free Rate Quote on a Personal Loan

Borrowing from First Midwest Bank

Personal Loan Rates

View Rates

Easy Personal Loan Application

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Loan Payment Center

Make one-time or recurring electronic payments on your consumer loans.

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Home Equity Lines

The EquiFlex™ Home Equity Line gives you lower rates than a typical credit card.

Learn More

Mortgages

First Midwest bank offers more than 50 mortgage options to help you achieve your purchase or refinance goals.

Learn More

* Based on being named the only 2021 Certified Personal Loan Lender by LendingTree.

1 Subject to credit approval.
2 Applicants must meet minimum credit score requirements and meet other conditions. Annual Percentage Rates (APR) range from 5.16% to 16.31%. Rates are based on credit criteria and other factors such as the term of the loan selected. Rates are accurate as of 12/2/2020 and subject to change daily. Contact your First Midwest Banker for our current rates.
3 Applying for an Express Personal Loan may affect your FICO Score. Approval time is subject to applications submitted during regular business hours and client response time and/or client preference.
4 The rates and payments shown do not factor in all personal financial circumstances required to decision a loan application. Your specific situation may warrant a higher rate and payment based on credit history, income, and other factors. Speak to a First Midwest Banker to get personalized rate and monthly payment quotes.
5 The payment examples shown assume an excellent FICO score (800+).The $10,000 loan amount is repaid with 36 monthly payments of $304.73 at a fixed interest rate of 4.99% and APR of 5.95%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 36 monthly payments of $755.07 at a fixed interest rate of 4.99% and an APR of 5.37%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 36 monthly payments of $1,055.30 at a fixed interest rate of 4.99% and an APR of 5.26%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
6 The payment examples shown assume a good FICO score (740-759). The $10,000 loan amount is repaid with 36 monthly payments of $318.97 at a fixed interest rate of 7.99% and APR of 8.97%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 36 monthly payments of $790.36 at a fixed interest rate of 7.99% and an APR of 8.38%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 36 monthly payments of $1,104.61 at a fixed interest rate of 7.99% and an APR of 8.26%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
7 The payment examples shown assume an excellent FICO score (800+). The $10,000 loan amount is repaid with 84 monthly payments of $148.57 at a fixed interest rate of 5.99% and APR of 6.44%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 84 monthly payments of $368.14 at a fixed interest rate of 5.99% and an APR of 6.17%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 84 monthly payments of $514.52 at a fixed interest rate of 5.99% and an APR of 6.12%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.
8 The payment examples shown assume a good FICO score (740-759). The $10,000 loan amount is repaid with 84 monthly payments of $161.22 at a fixed interest rate of 8.49% and APR of 8.95%; APR includes $150 documentation fee. $25,000 loan amount is repaid in 84 monthly payments of $399.47 at a fixed interest rate of 8.49% and an APR of 8.67%; APR includes $150 documentation fee. $35,000 loan amount is repaid in 84 monthly payments of $558.31 at a fixed interest rate of 8.49% and an APR of 8.62%; APR includes $150 documentation fee. Rates are accurate as of 12/2/2020 and subject to change daily.