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FIND THE RIGHT MORTGAGE FOR YOU

First Midwest Bank offers more than 50 mortgage loan options.1 Plus, our Easy and Midwest checking clients get a closing cost rebate of $150 and our Diamond checking clients get a closing cost rebate of $250.3

 

LET'S FIND A MORTGAGE SOLUTION!

We offer conventional fixed and adjustable-rate mortgages. We also help with:

  • Refinancing
  • Low down payment options4
  • Government loans5
  • Jumbo mortgages6

Connect With a Lender

 

What Real Clients Have to Say

Read why so many clients give us five stars! Check out the testimonials below.*

  • Jeff's client testimonial - AWESOME RATES, GREAT PEOPLE!

    AWESOME RATES, GREAT PEOPLE!

    “My loan officer was hard working, personable, and very helpful – he walked me through the process and helped keep everything on track all the way through to the closing. This isn’t my first loan, but, by far, First Midwest Bank and my loan officer were the best to work with!”

    - Jeff, Mortgage Loan recipient

  • Cameron's client testimonial - Five stars all the way

    FIVE STARS ALL THE WAY

    “My loan officer did a great job of demystifying the refinancing process for us and provided a great rate. Despite a few small hiccups, the process was relatively smooth, free from headaches and completed in a very short time. I recommend First Midwest Bank to anyone looking for a loan.”

    - Cameron, Mortgage Refinance recipient

  • Jacob's client testimonial - Very organized experience!

    VERY ORGANIZED EXPERIENCE!

    “I had a cash-out refinance. I was impressed with the exceptional attention to my situation and the seamless documentation and underwriting process offered by the high-tech approach at First Midwest. My loan officer was very detail-oriented and attentive, and had very timely communications.”

    - Jacob, Mortgage Refinance recipient

MORTGAGE CALCULATORS: GET YOUR QUESTIONS ANSWERED!**

**Calculations are for estimated analysis only. Results are not indicative of any actual loan terms or payment amounts. Please contact a Residential Lender for current rates and to get your free personalized rate quote.

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A couple getting keys to their new house

WHAT IS AN ADJUSTABLE RATE MORTGAGE (ARM)?

Learn how it works — and how it compares to a fixed rate mortgage.

Read More

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IS A LOW DOWN PAYMENT RIGHT FOR YOU?

A mortgage down payment of 20 percent may not be necessary to get a home.

Learn More

Get Connected to Your Residential Lender

1 Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact your First Midwest Banker or Residential Lender for current rates. NMLS #423112.
2 Program conditions subject to change without notice. Construction must not have already been started. Property must be located in Illinois, Indiana, Iowa, Wisconsin, or Michigan. Property insurance required.
3 Clients receive a rebate after closing on a new mortgage, first-lien loan with First Midwest Bank if they have or open a checking account. Easy and Midwest Checking account holders are eligible for a $150 closing cost rebate. Diamond Checking account holders are eligible for a $250 closing cost rebate. A First Midwest Residential Lender must accurately complete the rebate form within 30 days after the mortgage closes.  Offer cannot be combined with other offers. Rebate may take up to 120 days to appear in your account and may be subject to IRS tax reporting. This offer is applicable once per client regardless of the number of accounts opened. Offer is not available to clients that have been paid a mortgage rebate within the last 12 months. Offer may be subject to change or expire at any time without notice.
4 Low down-payment programs require you to take out private mortgage insurance, or PMI, to further defray the risk to the lender. This also adds to the cost of a low down-payment mortgage.
5 Down payment assistance programs are subject to availability. Subsidies range between $3,000 and $6,000.
6 Only eligible in Illinois, Indiana, Iowa, Wisconsin, Michigan, Arizona, Florida, California and Colorado.

*Based on actual Bankrate customer reviews of First Midwest Bank Mortgage Loan products, as of January 26, 2021. Testimonials edited for length and clarity.