Credit Cards

A First Midwest Visa® Credit Card can save you money, make your life a little more convenient, and even protect you from fraud.1

Give your cash management routine a boost with one of our credit card solutions:

Maximum Rewards® Visa® Card

Platinum Edition® Visa® Card

Credit Card Maximum Rewards 

Summary of Credit Terms

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  • Introductory 0.00% APR2 on purchases and balance transfers for the first 12 billing cycles after the account is opened
  • Variable APR between 13.99% and 19.99%. Once introductory rate expires, based on the Prime Rate and on how you meet our credit criteria
  •  Earn 1 point for every $1 in qualifying purchases3
  • No limit to the number of points you can earn
  • Choice of rewards – gift cards, merchandise, or travel on any major airline
  • Zero Liability4 Visa® Platinum benefits5
  • Free online account Management

Credit Card Platinum 

Summary of Credit Terms

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  • Introductory 0.00% APR2 on purchases and balance transfers for the first 12 billing cycles after the account is opened
  • Variable APR between 9.99% and 17.99%. Once introductory rate expires, based on the Prime Rate and on how you meet our credit criteria
  • No annual fee2
  • Zero Liability4 Visa® Platinum benefits5
  • Free online account Management

Personalize Your Credit Card

 Credit Card OOAC 

FREE personalization is available with both the Maximum Rewards® Card and the Platinum Edition® Card. To personalize your card up to four times per year click here.

Important Information

In order to keep these rates, you must

  • Make payments when due
  • Stay within your credit limit, and
  • Be sure payments are not dishonored for any reason

Introductory rates do not apply to cash advances. Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

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