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A businessman looks at a laptop while talking on his cell about liquidity management options for his business

Grow your cash balances while maintaining acceptable risk.

Liquidity Management

Make your cash reserves a strength of your business with First Midwest Liquidity Management capabilities.

You need strong cash reserves for the occasional shortfall or unexpected opportunity, so make sure your idle cash generates a return. Expert liquidity risk management from First Midwest ensures your idle cash generates those returns with an acceptable level of risk.

Ask your First Midwest Treasury Management Officer about:

Sweep Services

  • Repurchase Agreement Sweep: Optimize your interest earnings with automatic sweeps to an overnight repurchase agreement.
  • Loan Sweep: excess cash in your checking account is automatically transferred overnight to pay down your line of credit, reducing interest related expenses.

Zero Balance Account

Zero Balance Accounts (ZBAs) provide an automated, efficient means of cash flow control between multiple disbursement accounts. Funds transfer from a central account to the disbursement accounts to cover actual clearings, eliminating the need to maintain idle balances.

Commercial Checking

For larger companies, we have an array of customizable commercial checking options. Contact our Treasury Management team to learn more.

Contact a Treasury Management Professional

Business Savings, Money Market Accounts and Certificates of Deposit

First Midwest offers a variety of Savings, Money Market and CD options for our business customers. Get market-responsive rates and liquidity on your cash balances, or predictable returns when you do not need cash immediately

Explore Account Options

See Our Rates

First Midwest Liquidity Management capabilities help you put your idle cash to work. Talk to one of our Treasury Management specialists about our Liquidity Management solutions today.

Close up of a hand writing a check to open a new business checking account

Open a Business Checking Account

Ask a First Midwest Relationship Manager about our business checking options.1

Learn More

Grow With Momentum

A First Midwest Relationship Manager can help you secure the funds you need to grow, expand and explore new opportunities for your business.2

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Our Capital Markets partners will learn what makes your business unique, so they can help structure the credit your company needs.

Explore Capital Markets

Specialized Industries

From franchise banking, healthcare finance, and professional services, to commercial real estate, our lending experts can help give your business the momentum you want and the capital you need.

Explore Your Options

1 Account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 Subject to credit approval. If the security interest is property, property insurance will be required. In California, loans made or arranged pursuant to a California Finance Lenders Law license.