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Explore how to keep your financial future on track through a range of milestone moments.

Connect with An Advisor


Retirement should be about accomplishing the things which you’ve always dreamed of. Retirement planning and retirement income planning has shifted dramatically over the last generation — your Financial Consultant will help you navigate these changes and the requirements to plan for them.1 Learn how you can influence factors that affect your retirement.2

Total Control
- Spending vs. Savings
- Portfolio Risk

Some Control
- Employment Length
- Lifetime

No Control
- Market Returns
- Tax Policies

At First Midwest Financial Network1, we have access to a wide array of investment, insurance and wealth management products and services to help you prepare for your retirement:

  • - Annuities (Fixed, Variable and Intermediate)
  • - IRAs (Roth, Self-Directed, Traditional)
  • - Retirement Plans (401k, SEP, Simple Plans)
  • - Insurance
  • - Investment Advisory Services
  • - Net Unrealized Appreciation (NUA)
  • - Stock Options

Your Financial Consultant will help you define your concept of financial confidence and give you the support to get there.


Learn More About Retirement Planning

While it's (almost) never too late to plan for retirement, the sooner you start, the less complicated it can be. And the more detailed your retirement investment strategy, the more options you'll have when you're ready to start living "the rest of your life," whatever that looks like to you.

Here are a few key facts to consider when thinking about your retirement "nest egg":

  • Most people underestimate the amount they need to save for retirement.
  • People can expect to live 30 or more years in retirement, which could mean a significant risk of outliving their retirement savings.
  • The future of Social Security is uncertain.

Financial planning experts recommend the amount of money you’ll need to have accumulated is equivalent to 70 percent of your annual salary at the time you retire, for each year of living in retirement. For example, if you’re making $75,000 per year at age 65, and expect to live another 20 years past that in retirement, you’ll need: $75,000 x .7 x 20 = $1,050,000.

The most effective pre-retirement planning involves getting an early start, giving the money you invest plenty of time to accumulate and grow. The insurance products you’ll want to round out your portfolio are also more affordable if you enroll when you’re young and healthy. And once you’ve reached retirement, you’ll also need a plan for drawing on your accumulated assets with the goal to afford the lifestyle you desire.

It’s never too early, and almost never too late, to start planning for retirement — but the later you start, the more you’ll want professional guidance to help you get the most out of your investments, and balance risk and reward. Your Financial Consultant has the experience to help you craft a comprehensive financial plan that will move you toward pursuing your retirement goals. Schedule an appointment today to come in and discuss your retirement hopes and dreams — with the objective to make them happen. We also regularly conduct free seminars on retirement planning — ask your Financial Consultant about upcoming events.

Bottom line, retirement today is whatever you choose to make it — especially if you’ve planned well enough to give yourself the broadest array of choices.


Check the background of investment professionals associated with this site on FINRA's BrokerCheck. BrokerCheck is a free tool to research the background and experience of financial brokers and firms.

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Meet with our Financial Consultants

Meet Our Financial Consultants

A First Midwest Financial Network Consultant will work with you to build a relationship that lasts a lifetime. We'll help you plan realistic financial goals and create a custom, individualized strategy designed to help you pursue your hopes and dreams.

Whether you are looking to establish a new financial plan or enhance your current plan, your Financial Consultant is here to help you pursue your financial goals.

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Work hand-in-hand with a Financial Consultant to help prioritize your short- and long-term needs and pursue a financial plan for the future.

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As part of First Midwest Financial Network’s commitment to financial education, we offer our clients regularly updated financial research and analysis reports.

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1 Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.  First Midwest Bank and First Midwest Financial Network are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Midwest Financial Network, and may also be employees of First Midwest Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Midwest Bank or First Midwest Financial Network. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

2 Asset allocation does not guarantee a profit or protect against a loss.

The site is designed for U.S. residents only, and the services offered within this site are available exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.