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A middle-aged man on a tablet relaxes on his sofa while looking at his Investor Reserve Savings account online
THE PERFECT BLEND OF SECURITY AND RETURN Open an Account Today

Investor Reserve Savings

The Investor Reserve Savings account features the accessibility of a traditional Statement Savings account and offers higher returns with a tiered interest rate structure, so the interest you earn grows as your balance increases.1 It is perfect for building an “emergency fund” you can access anytime you need it.

  • Maintenance Fee is $25, or $0 per statement cycle when a daily account balance of $1,000 is maintained
  • There is a regulatory limit of six withdrawals per month or statement cycle on a savings account2

Open an Investor Reserve Account

A middle-aged couple who are Investor Reserve Savings clients are hugging while walking down a forest path

View Our Competitive Deposit Rates

Our Investor Reserve savings account is a multiple tiered interest-bearing account. Get easy access to your "rainy day" savings.

View Rates

1 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account.
2 There is a regulatory limit of six withdrawals per month or statement cycle on a savings account if they are made: (A) online to a different account; (B) by phone or wire transfer; (C) by check or debit card; or (D) by ACH/preauthorized automatic transfer. The fee for exceeding the withdrawal limit of six is $3 per transaction.