First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
A middle-aged man on a tablet relaxes on his sofa while looking at his Investor Reserve Savings account online

Investor Reserve Savings

The Investor Reserve Savings1 account features the accessibility of a traditional Statement Savings account and offers higher returns with a tiered interest rate structure, so the interest you earn grows as your balance increases.2 It is perfect for building an “emergency fund” you can access anytime you need it.

  • Maintenance Fee is $25, or $0 per statement cycle when you maintain a minimum daily ledger balance of $1,000
  • There is a limit of six withdrawals per analysis period on a savings account2

Find a Branch

A middle-aged couple who are Investor Reserve Savings clients are hugging while walking down a forest path

View Our Competitive Deposit Rates

Our Investor Reserve savings account is a multiple tiered interest-bearing account. Get easy access to your "rainy day" savings.

View Rates

1 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account.
2 Six (6) withdrawals are free per Analysis Period for Investor Reserve Savings Accounts. Each withdrawal exceeding six (6) per Analysis Period will be assessed an Excessive Withdrawal Fee. The Excessive Withdrawal Fee is $5.00. This includes, but is not limited to, to teller-assisted withdrawals, checks, ATM or debit Card transactions, Account transfers via Online Banking and Mobile Banking, telephone transfers, person-to-person payments (e.g., Zelle® or Venmo), ACH or preauthorized automatic transfers, and wire transfers.