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A middle-aged man on a tablet relaxes on his sofa while looking at his Investor Reserve Savings account online

Investor Reserve Savings

The Investor Reserve Savings account features the accessibility of a traditional Statement Savings account and offers higher returns with a tiered interest rate structure, so the interest you earn grows as your balance increases.1 It is perfect for building an “emergency fund” you can access anytime you need it.

  • Maintenance Fee is $25, or $0 per statement cycle when a daily account balance of $1,000 is maintained
  • There is a regulatory limit of six withdrawals per month or statement cycle on a savings account2

Open an Investor Reserve Account

A middle-aged couple who are Investor Reserve Savings clients are hugging while walking down a forest path

View Our Competitive Deposit Rates

Our Investor Reserve savings account is a multiple tiered interest-bearing account. Get easy access to your "rainy day" savings.

View Rates

1 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account.
2 There is a regulatory limit of six withdrawals per month or statement cycle on a savings account if they are made: (A) online to a different account; (B) by phone or wire transfer; (C) by check or debit card; or (D) by ACH/preauthorized automatic transfer. The fee for exceeding the withdrawal limit of six is $3 per transaction.