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A young couple who saved money for a home improvement project with a Build-A-Buck account are on a ladder and painting


Save for holiday gifts, a family vacation, new car, or college tuition with a systematic savings approach that will give you momentum to save while still living within your budget.

Our Build-a-Buck solution is an innovative automatic savings plan where you make regular monthly deposits into an automatically renewable Certificate of Deposit (CD).1 You must set up automatic funds transfers (AFT) of at least $25 from your First Midwest Checking, Savings, or Money Market account.

With a First Midwest Build-a-Buck, you'll enjoy:

  • A low initial investment
  • A variety of terms from 9 to 36 months
  • Competitive interest, credited quarterly
  • Multiple tiers so higher balances earn more interest

Talk to your First Midwest Banker about how you can start saving today.

Open a Build-A-Buck Account

1 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account. Penalty may be imposed for early withdrawal. Fees could reduce earnings.