Student Checking
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BENEFITS ON ALL FIRST MIDWEST CHECKING ACCOUNTS
The First Midwest Bank Routing Number is 071901604. See it on a check.
STUDENT CHECKING DETAILS
We understand students have a lot going on and monitoring a checking account balance might not be top of the list. The SpendSafe Promise provides peace of mind for students and parents by eliminating First Midwest Bank fees if your Student Checking account accidentally goes negative or if we return a check unpaid.6
Plus, for parents, managing your student’s spending is made easier with:
Not the right account for you? View our other checking account options.
All Student Checking accounts include online and mobile banking, and free transactions at any First Midwest ATM and more than 55,000 Allpoint® ATMs worldwide. Plus, you'll pay no monthly maintenance fee.
Open an Account1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $25 minimum deposit required to open an account. Student Checking eligibility is limited to students between the ages of 16-23. A valid Student ID or current school registration must be provided at Account opening.
2 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts or promotional offers on a single loan number.
3 Limited time offer. May be withdrawn at any time. May not be combined with any other offer. The person making the referral 1) must have a personal First Midwest Bank checking account (Health Savings Accounts do not qualify) 2) is limited to one $25 award per referred address 3) is responsible for all applicable taxes. Addresses used in previous Tell a Friend referrals are not eligible for this offer. $25 may be subject to tax reporting. The person being referred 1) must deposit a minimum of $100 to open a personal checking, savings or money market account 2) must not have held a First Midwest Bank personal checking, savings or money market account in the past 180 days. First Midwest Bank employees are not eligible. $25 credit may take up to 30 days to appear in account.
4 Once the student turns 18 year of age, the parent or adult joint owner may be removed from the account by closing the account and opening a new account.
5 Applies to First Midwest Exclusive Wallet style single checks. Additional fees will apply for duplicate checks.
6 Student Checking clients may be eligible for Custom Auto Transfer to avoid overdrafts. If Custom Auto Transfer is not made, transactions resulting in Overdrafts will be returned unpaid unless prohibited by law.
7 Students older than 18 with sole ownership of their Student Checking Account may request to allow a parent or adult to make transfers into the Account. The student must sign a Student Checking Maintenance Form designating the name and other identifying information of the parent or adult the student wishes to have transfer capability.
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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
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