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Open Account

The First Midwest Bank Routing Number is 071901604. See it on a check.


Build your complete banking package. Add these accounts today:

Get this elite combo online today!

  1. Select “Open Combo” below and indicate if you’re a new or existing customer
  2. Navigate to your shopping cart, click “Add more”
  3. Select the accounts you want to bundle and follow the prompts

Open Combo

  • $10 off your first order of single style First Midwest Exclusive Wallet Checks and $5 off subsequent orders.5
  • Special relationship rates on CDs
  • $150 Mortgage closing cost rebate6
  • 20% Safe Deposit Box rental discount7
  • Image Statement Fee is waived
  • Statement Savings monthly maintenance fee waived8
  • Tiered interest9 – higher balances earn higher rates

Open Today

$12 monthly fee is waived ($0) for clients who meet one of the following requirements:

  1. Qualifying direct deposits10 of $1,000 or more per Analysis Period, OR
  2. Maintain a minimum daily Ledger Balance of $2,500

Open Account

Not the right account for you? View our other checking account options.


A Midwest Checking customer who is enjoying a cup of coffee in a restaurant

Get the Checking Account That Brings Momentum to You and Your Family

Midwest Checking combines free transactions at more than 55,000 Allpoint® ATMs,2 Online and Mobile Banking, special CD rates, and tiered interest rates.9 Get the quality service you deserve with added rewards for those who continue to grow their First Midwest relationship.

Open an Account


Ordering checks online is quick and easy!

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Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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We offer a variety of options to cover you in the event of an overdraft on your checking account.

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1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 No ATM Transaction Fees charged for debit Mastercard® transactions made at First Midwest Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by First Midwest.
3 Not available for Health Savings Accounts. Subject to credit approval. Property insurance is required on loans secured by a property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Discount requires auto payment set up from a First Midwest checking Account. Does not apply to Home Equity Lines of Credit, unsecured loans, Ready Cash, and Certificate of Deposit Secured Loans.
4 The person being referred: 1.) Must not have held a First Midwest Bank personal checking, savings, or money market account in the past 180 days 2.) Must open a personal checking, savings, or money market account with a minimum of $100 in a First Midwest branch, and 3.) Turn in the referral form at time of account opening. The person making the referral: This referral bonus offer is limited to existing personal First Midwest Checking, Savings, or Money Market account holders (Health Savings, Investor Reserve Savings, and IRA Money Market accounts do not qualify) and limited to one $25 award per referred address. Addresses used in previous Tell a Friend referrals are not eligible for this offer. Once referred family and or friend meets the criteria above, a $25 bonus will be issued as a credit to your account within 60 days. To obtain the bonus, both your and the referred account must be open and in good standing at the time of bonus processing. Promotional credit may be subject to IRS 1099-INT form reporting and may be considered taxable as interest income to you. Consult your tax advisor. Offer may be changed or withdrawn at any time without notice. May not be combined with any other offer. First Midwest colleagues are not eligible. You can receive up to 20 “Tell A Friend” referral bonus deposits (totaling $500) per calendar year.
5 Additional fees will apply for duplicate checks.
6 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
7 Rental discount with auto payment from your Midwest Checking Account on one Safe Deposit Box. Discount can be applied to largest Safe Deposit Box owned.
8 Fee waived upon request for the first six (6) Analysis Periods, if you set up an automatic savings transfer of $25 or more from your Midwest Checking Account to your Statement Savings Account.
9 For balance tier ranges and the interest rate paid on your Account, please refer to the Bank’s current deposit rate sheet at or contact our Customer Care Center at 800.322.3623.
10 Qualifying direct deposits are salary, pension, Social Security, or other regular monthly income electronically deposited to your Account by your employer or an outside agency. Transfers from one Account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

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