Easy Checking
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BENEFITS ON ALL FIRST MIDWEST CHECKING ACCOUNTS
The First Midwest Bank Routing Number is 071901604. See it on a check.
EASY CHECKING UPGRADES
$8.99 monthly fee is waived ($0) for clients who meet one of the following requirements:
Not the right account for you? View our other checking account options.
Our Easy Checking account provides free transactions at more than 55,000 Allpoint® ATMs worldwide,2 online banking, and mobile banking with bill pay. When you are looking for the best basic checking account, Easy Checking is the answer.
Open an Account1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 No ATM Transaction Fees for the first four (4) non-First Midwest Bank and/or non-Allpoint® ATM transactions (other ATM operators’ ATM fees may apply). A $3 ATM Transaction Fee will apply to each transaction exceeding four (4) per Analysis Period.
3 Discount requires auto payment set-up from First Midwest checking account. Does not apply to Home Equity Lines of Credit. Health Savings Accounts are not eligible for the 0.25% Auto and Home Equity loan autopay discount.
4 The person being referred: 1.) Must not have held a First Midwest Bank personal checking, savings, or money market account in the past 180 days 2.) Must open a personal checking, savings, or money market account with a minimum of $100 in a First Midwest branch, and 3.) Turn in the referral form at time of account opening. The person making the referral: This referral bonus offer is limited to existing personal First Midwest Checking, Savings, or Money Market account holders (Health Savings, Investor Reserve Savings, and IRA Money Market accounts do not qualify) and limited to one $25 award per referred address. Addresses used in previous Tell a Friend referrals are not eligible for this offer. Once referred family and or friend meets the criteria above, a $25 bonus will be issued as a credit to your account within 60 days. To obtain the bonus, both your and the referred account must be open and in good standing at the time of bonus processing. Promotional credit may be subject to IRS 1099-INT form reporting and may be considered taxable as interest income to you. Consult your tax advisor. Offer may be changed or withdrawn at any time without notice. May not be combined with any other offer. First Midwest colleagues are not eligible. You can receive up to 20 “Tell A Friend” referral bonus deposits (totaling $500) per calendar year.
5 Applies to First Midwest Exclusive Wallet single style checks. Additional fees will apply for duplicate checks.
6 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
7 Qualifying deposits are any client-initiated deposit into the Account including direct deposit of salary, pension, Social Security, or other regular monthly income deposits to your Account by your employer, another outside agency or yourself. Transfers from another First Midwest Account into the Easy Checking Account also qualify. All qualifying deposits are aggregated to reach $100 within an Analysis Period.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple PayTM and Touch ID are trademarks of Apple Inc.
Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
Android, Google PayTM, Google Play, and the Google logo are trademarks of Google LLC.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
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At any point, you can opt-out of the sale of your personal information by selecting Do Not Sell my Personal Information.
You can find more information and how to manage your privacy choices by reviewing our California Consumer Privacy Disclosures located on our Privacy information page by following the link on the bottom of any page.
