Arrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
A happy Easy Checking account couple talking together on a couch and laughing
Easy Checking

A simple, no frills account. Perfect for basic cash management.1

Open an Account Today

Easy Checking

Sometimes you just want to keep things simple. Easy Checking gives you all the basic features you want, plus our most popular upgrades and rewards.

As with each of our checking account options, you will receive:

Plus, with Easy Checking, you will enjoy these upgrades and rewards:

  • Only $14.99 for your first box of checks, and reorders are just $19.995
  • $150 Mortgage closing cost rebate2,6

Monthly Fee or Relationship Benefit:

$7.49 OR $0 with one of the following: maintain $100 average daily balance in Checking, or make qualifying deposits totaling $100 or more each statement period, or be at least 65 years of age.7

Not the right account for you? View our other checking account options.

A relaxed young lady sitting with a laptop who is holding a debit card and using online banking

The Easiest Way to Bring Momentum to Your Money

Our Easy Checking account provides free transactions at more than 55,000 Allpoint® ATMs worldwide, free online banking, and free mobile banking with bill pay. When you are looking for the best basic checking account, Easy Checking is the answer.

Open an Account


Ordering checks online is quick and easy!

Learn More


Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

Learn More


We offer a variety of options to cover you in the event of an overdraft on your checking account.

Learn More

1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 Subject to credit approval. Property insurance is required on loans secured by property. Mortgage closing cost rebate and Home Equity Loan discount cannot be combined with other rebates, discounts or promotional offers on a single loan number.
3 Discount requires auto payment set-up from First Midwest checking account. Does not apply to Home Equity Lines of Credit.
4 Limited time offer. May be withdrawn at any time. May not be combined with any other offer. The person making the referral 1) must have a personal First Midwest Bank checking account (Health Savings Accounts do not qualify), 2) is limited to one $25 award per referred address and 3) is responsible for all applicable taxes. Addresses used in previous Tell a Friend referrals are not eligible for this offer. $25 may be subject to tax reporting. The person being referred 1) must deposit a minimum of $100 to open a personal checking, savings or money market account and 2) must not have held a First Midwest Bank personal checking, savings or money market account in the past 180 days. First Midwest Bank employees are not eligible. $25 credit may take up to 30 days to appear in account.
5 Applies to First Midwest Exclusive Wallet style single checks. Additional fees will apply for duplicate checks.
6 Rebate may take up to 120 days to appear in your account. Incentive may be subject to tax reporting.
7 Qualifying deposits are any client-initiated deposit into the Account including: direct deposit of salary, pension, Social Security or other regular monthly income deposits to your account by your employer, another outside agency or yourself. Transfers from another account into the Easy Checking Account also qualify. All qualifying deposits are aggregated to reach $100 within a statement period.