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A young woman is using her Debit Card at an ATM

Get surcharge-free cash at more than 55,000 Allpoint® ATMs worldwide.


Get cash any time you need it, with no fees. Just use your debit Mastercard® at more than 55,000 Allpoint ATMs worldwide:

  • Find the nearest Allpoint ATM. Visit and search “Surcharge-Free Allpoint ATM.”

  • Look for the Allpoint logo. Some ATMs may be branded by another financial institution, but your transactions will be surcharge-free.

  • Just press YES. You may be asked to accept a surcharge — press YES — the surcharge will be waived on your receipt.

Your First Midwest debit card is Allpoint ready, giving you instant, total access to the surcharge-free Allpoint ATM network worldwide.

Our Surcharge-Free Guarantee:

First Midwest guarantees you will not pay a surcharge at any Allpoint ATM.1 If you ever have a surcharge assessed at an Allpoint ATM, just call us at 800-322-3623 and we will refund the surcharge, while we check into the error.

Need a debit Mastercard® to get your cash? Get yours instantly issued at any First Midwest Bank location. Find the location nearest you.


Our saving options give you flexibility, convenience, and security to help you meet your short- and long-term goals.

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Certificates of Deposit (CDs) are an excellent investment for those who want a strong, predictable return.

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Looking for a higher level of interest than a traditional savings account? Our money market account may be the perfect choice.

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1 ATM cards will be charged a $3.00 fee by First Midwest at Allpoint® ATMs.