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A mother makes a loan payment online while her daughter peacefully naps next to her
MAKE LOAN PAYMENTS ON TIME AND ONLINE

First Midwest clients without a deposit relationship can use Just Pay It — a convenient and secure loan payment portal.

Make a Payment

Just Pay It

Note: Our Just Pay It tool will be upgraded soon! Our new Loan Payment Center will include several enhancements, including the ability to set up recurring payments and the ability to apply additional funds toward principal. Look for an email with more details soon!

Just Pay It is a tool that First Midwest Bank makes available to consumer loan clients who do not have any checking, savings, or other deposit accounts at the bank. Use Just Pay It to make a one-time electronic payment on any consumer loan, such as a personal loan, mortgage, Home Equity loan or line, home improvement loan, etc. Business or commercial loans are not currently supported.

Make a Payment

To make a payment with Just Pay It, follow these instructions:

  1. Enter the loan information from your statement. Then hit CONTINUE. Be sure to EXCLUDE any leading zeros when you enter your loan or note number (Ex. if the loan/note number is 0000234, you would enter 234 as your loan/note number).



  2. Confirm, Add or Update your account, contact and payment information.

  3. View and agree to the authorization agreement. Then hit CONTINUE.



  4. Review and confirm the information provided.

  5. View and agree to the Terms and Conditions. Then hit SUBMIT.



  6. One you have submitted your payment, you will have the option to print the confirmation page for your records. You will also receive a confirmation email.

Ready to get started with Just Pay It?

Make a Payment

Frequently Asked Questions

Who can use Just Pay It?

Just Pay It is available to consumer loan clients who do not have any checking, savings, or other deposit accounts at the bank. Use Just Pay It to make a one-time electronic payment on any consumer loan, such as a personal loan, mortgage, Home Equity loan or line, home improvement loan, etc.

I would like to pay electronically all the time. Can I set up a recurring payment?

At this time, Just Pay It does not allow for recurring payments.

Can I save my payment information so I do not have to enter it each time?

To keep your information secure, your payment information is not saved in the Just Pay It system.

Who do I call if I have questions?

Our Customer Care team is available to answer questions and can be reached at 800.322.3623 Monday – Friday 7 am – 7 pm, Saturday 8 am – 5 pm and Sunday 9 am - 2 pm. If your questions are about a specific payment, make sure you have the Reference ID available.