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CHOOSING THE RIGHT CREDIT CARD IS EASIER THAN EVER

You don’t have to be a First Midwest client to know a good thing when you see it. No matter which credit card1 you choose, you can enjoy important features like:

  • Zero Fraud Liability
  • EMV smart chip technology for added security
  • Digital wallet capability for added convenience

Need help deciding?

Use the Credit Card Finder. Just answer a few simple questions about your monthly spending habits—then see which card is right for you.

You can also see which card provides you with the greatest rewards based on your spending and point redemption preference with our Rewards Calculator.

Or browse through the selection of options below.

Pay Down Balances

Visa® Platinum Card

Put time on your side with our lowest, long-lasting intro rate on new purchases and balance transfers.

  • Save on interest with this non-rewards card
  • Enjoy interest-free purchases for longer
  • Transfer balances and pay down debt

Learn More
Apply Today


Enjoy Flexible Cash Back Rewards2

VISA® Max Cash Preferred Card

Earn unlimited cash back on gas, supermarket trips and everyday purchases:

  • 5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories3
  • Unlimited 2% cash back on eligible net purchases on one everyday category
  • 1% cash back on all other eligible net purchases
  • $150 cash bonus4

Learn More
Apply Now

Visa Signature® Real Rewards Card

Enjoy 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5:

  • Redeem for cash back, merchandise, travel and gift cards from popular retailers
  • No caps, no limits and no annual fee
  • 2,500 bonus reward points ($25 redemption value) after your first purchase6

Learn More
Apply Now


Build (Or Rebuild) Your Credit

VISA® SECURED CARD

Your first step to improve or re-establish a solid credit history7

  • Free credit score access8
  • Establish a credit history with your on-time payments9
  • Eligibility for an unsecured credit card after 12 months
  • $35 annual fee

Learn More
Apply Now

 

Access Your Account

Click below to access your First Midwest Bank Credit Card Account.

Log In

Find The Right Card

Answer a few quick questions about your spending habits and find the right card for your lifestyle. 

Get Started

1 Subject to credit approval.
2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3 Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account. With this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
4 Reward points can be redeemed as cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). A one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
5 You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
7 Your credit limit will be equal to the amount of your security deposit. Minimum security deposit is $300. Late payments or going over the credit limit may damage your credit history.
8 Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.
9 Late payments and going over the credit limit may damage your credit history. 

* The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., American Express, and pursuant to a business relationship with First Midwest Bank. Subject to credit approval. American Express is a federally registered service mark of American Express.