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Borrowing Made Better

  • A man purchased a new car


    Boost your budget with an auto refinance.2 Fill out an application today:   

    • We have generous credit criteria
    • You can refinance for more than your auto is worth
    • There’s no obligation to apply

    See if you could lower your monthly payment, save on interest, or both!

  • A couple looking for a loan


    A personal loan lets you get funds fast.4 Borrow up to $35,000 for:3

    • Home improvements
    • Debt Consolidation
    • Large purchases or unexpected expenses

    Our application process is easy: apply online, with no appraisal needed.

  • A couple closing the on their first home


    We have options, whether you’re looking for conventional fixed- or adjustable-rate mortgages.1

    Our lenders can also help with:

    • Low down payment options5
    • Government loans6
    • Jumbo mortgages7
    • Physician loan program8

    Connect with a lender to talk through your options. Or apply now!

You have plans. We have ideas.

A young mother plays with her children in a renovated family room financed by a home improvement loan


You may be able to borrow up to $35,000 to improve your home, with minimal application fees and no collateral. Is this the right choice for you?3

Get More Info

A couple building their dream home


You may be able to build your dream home from the ground up. This financing option gives you the opportunity to turn your plans into reality.

Learn How It Works

A mom hugging her son


First Midwest is proud to support our country’s military personnel. Did you know that under the SCRA, qualifying service members and family may be eligible for debt relief?

Get Details

1 Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact your First Midwest Banker or Residential Lender for current rates. NMLS #459308.
2 Subject to credit approval. Vehicle insurance required. Rates are subject to change daily. Contact your First Midwest Banker for our current rates. Mileage caps may apply for used vehicle loans.
3 Subject to credit approval. Applicants must meet minimum credit score requirements and meet other conditions. Annual Percentage Rates (APR) range from 6.12% to 15.03%. Rates are based on credit criteria and other factors such as the term of the loan selected. Rates are accurate as of 5/2/22 and subject to change daily. Contact your First Midwest Banker for our current rates.
4 Subject to credit approval. During regular business hours. Based on client response time and/or client preference.
5 Low down-payment programs require you to take out private mortgage insurance, or PMI, to further defray the risk to the lender. This also adds to the cost of a low down-payment mortgage.
6 Down payment assistance programs are subject to availability. Subsidies range between $3,000 and $6,000.
7 Only eligible in Illinois, Indiana, Iowa, Wisconsin, Michigan, Arizona, Florida, California and Colorado.
8 Subject to credit approval. Available for primary residence within Illinois, Indiana, Iowa, Wisconsin, or Michigan. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact your First Midwest Residential Lender for current rates. Qualifying designations include MD, DO, DDS, DMD, DPM, or DVM/VMD. NMLS #459308.