Arrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
Woman outside on her laptop

You want to find an answer easily. We get that. Get a list of answers to your most frequently asked questions.


As a helpful and quick resource, we have prepared a list of answers to your most frequently asked questions. Please be advised, if you call Customer Care, you may experience a longer wait time than normal. We appreciate your patience as we help clients impacted by COVID-19.

Click Here to Stay Connected

Branch Banking Services

Q: Which branches are open?

A: Many of our branch lobbies have started to re-open and return to normal business hours. Please click here to view full list. In addition, our drive-up services remain open at most locations. Please visit our locator page for nearby location and hours.

Q. What should I expect when I visit a branch lobby?

A: We have established procedures to keep clients and colleagues safe. As you plan to visit, please be mindful of the following:

    • Face coverings are required for colleagues and clients inside the branch lobby.
    • Each branch has capacity protocols. If capacity has been met, we may ask you to wait before entering the branch.
    • Plexiglass shields and foot markers have been added to help ensure 6-foot social distancing.
    Q: How can I meet with a banker?

    A: You are welcome to visit one of our branch locations with lobby access. Click here to view list.

    Or, you may request an appointment. Branch locations open for drive-up services have in-person appointments only. If you need to speak to a banker in person, we have four convenient ways to request an appointment.

    1. Online Reservation. Request Appointment Here
    2. Log into Online Banking
    3. Log into the Consumer Mobile Banking App
    4. Contact Customer Care at 800-322-3623
    Q: Do I need an appointment if I visit a branch with lobby access?

    A: No, an appointment is not required. You can simply walk into the branch, if not at max capacity, and complete your banking service. If you have a scheduled appointment, you would have priority access to enter the lobby.

    Q: What services are conducted in Drive-up?

    A: We have extended the services offered in our Drive-Ups, including:  

    • Cash Advances 
    • Check Cashing 
    • Counter/Temporary Checks 
    • Coin Counting 
    • Instant Issue Debit Card 
    • Money Orders & Official Checks 
    • Real Estate Tax & Utility Payments (Where Applicable) 

    Online & Mobile Banking Services

    Q: Can I turn my debit card on or off from the First Midwest Bank Consumer Mobile app?

    A: Yes. Log into the First Midwest Bank Consumer Mobile app and tap on the “More” tab along the bottom. Choose “Card Controls” to set your controls or choose “Alerts” to modify your debit card alerts.

    Q: How can I reset my Online Banking password?

    A: To reset your Online Banking password, click the forgotten password link under the password box. If your password is locked, please follow the prompts through our verification process, so you can reset your password. If you still need assistance signing on, please contact Online Banking & Mobile Support at 877-203-6724. 

    Q: How can I send or receive money from others?

    A: Use the Consumer Mobile banking app to access Zelle®. Zelle® is a safe, and easy way to send money directly between bank accounts, typically within minutes. With an email address or a U. S mobile phone number, you can send money to people you trust. Click here to learn more.

    Q: What are the limits on Mobile Check Deposit?

    A: When you use Mobile Check Deposit within our Consumer Mobile App, you can now deposit up to $10,000 in total deposits in one Business Day with no limits on the number of checks.  

    When you use Mobile Check Deposit within our Business Mobile App, you can now deposit up to $20,000 in total deposits in one Business Day with no limits on the number of checks.  

    For check deposits exceeding the limits above, please visit a please visit our locator page to find the most convenient branch Drive-Up or ATM near you. 

    Deposit & Loan Services

    Q: How can I request financial hardship assistance due to COVID-19?

    A: If you find yourself facing financial difficulties as a result of COVID-19, we have several deferral programs for consumer and small business clients. Please contact Customer Care at 800-322-3623 to get directed to the appropriate representative. Learn more on our COVID-19 Resources page.

    Q: How can I make a First Midwest Bank Consumer loan payment?

    A: We offer multiple ways to make your loan payment (personal loan, mortgage, home equity). Those include: 

    • Use Just Pay It: If you do not have a deposit account at the bank, Just Pay It allows you to make a one-time electronic payment on any consumer loan. Make a payment or learn more here.
    • Mail your loan payment to: 
      First Midwest Bank 
      Payment Processing 
      P.O.Box 125 
      Bedford Park, IL 60499-0125 
    Q: How do I obtain a debit card for my account?

    A: We offer two convenient ways to obtain a new debit card: 

    1. Visit a drive-up location near you to get an instantly-issued debit card. 
    2. Contact Customer Care at 800-322-3623 to order a debit card. Your card will be mailed within 7-10 business days. Your PIN number will be sent separate from your card
    Q: What happens when my Certificate of Deposit matures?

    A: You will receive a maturity notice approximately ten days prior to the maturity date. On the date the CD matures, you have ten days to decide what you would like to do with the funds. 

    1. Keep the CD for the same term – we will automatically renew it at the rate in effect at maturity. 
    2. Change the rate or term of the CD – please call Customer Care at 800-322-3623. A representative can connect you with a First Midwest Banker. 
    3. Cash in the funds – please call Customer Care at 800-322-3623 to have the funds deposited to another account. 

    Economic Stimulus Updates

    Q: What is the economic stimulus?

    A:  The government passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) on March 27, 2020.  The CARES Act provides economic impact payments for those who qualify. 

    Learn more about the CARES Act from Congress 

    Learn more about the Coronavirus Tax Relief and Economic Impact Payments from the IRS 

    Q: How do I deposit the economic stimulus payment check?

    A:  The most convenient way is with the First Midwest Bank Mobile app. In the app, tap on the “+” and then tap on “Deposit.” You can also bring your check to any open First Midwest Bank or deposit at a First Midwest Bank ATM. Find a nearby First Midwest Branch or First Midwest ATM.

    Q: If the US Treasury doesn’t have my bank account information and they have not sent payment, what information do I need to provide and where should do I go to make that update?

    A: Visit the IRS web site and click on the “Get My Payment” button to add your First Midwest Bank account information. 

    First Midwest Bank’s routing number is 071901604. It is located on the lower left corner of your personal check, next to your account number. 

    Q: How can I track my economic stimulus payment?

    A: The U.S. Treasury has an online tool to help track the status of stimulus payment checks.  You can click on the “Get My Payment” button to track your payment, including the date it’s scheduled to be direct deposited or mailed. Track your payment on the IRS' web site. 

    Q: How can I protect myself from fraud?

    A: There have been a growing number of fraud-related schemes. Please verify the legitimacy of any organization or individual who is asking you to provide them with sensitive data or personally identifiable information. Criminals use email, websites, phone calls, text messages, and even fax messages for their scams. If we reach out to you, we will never ask for confidential information such as your name, password, personal identification number (PIN) or other account information. If you have a question or want to confirm if a message is from First Midwest Bank, please contact Customer Care at 800-322-3623.

    Small Business Administration Paycheck Protection Program

    Q: Is First Midwest Bank taking applications for the PPP?

    A: We are still accepting applications! If you are interested in applying for an SBA PPP loan, please reach out to your Relationship Manager or call our dedicated SBA PPP Call Center at 855.206.1944 between 8am - 5pm CDT, Monday-Friday.

    Q: What are the SBA PPP Forgiveness Guidelines?​

    A: The SBA has announced preliminary guidance on loan forgiveness for PPP loan recipients. If you received PPP funding, we strongly suggest: ​

    • Reviewing SBA Form 3508, also known as the Paycheck Protection Program Loan Forgiveness Application. View it here.
    • Organizing and saving the applicable documentation listed on Page 10. 


    If you need to speak with a banker in person, please request an appointment in advance. Or, click here to visit a branch location with lobby access.

    Request an Appointment Now

    * Certain transactions may require completion with the branch lobby.