Balance Magazine - November 2009

Jan Viano"There are gifts to purchase, decorations to hang, events to plan and preparations to make . . . we want to help you organize your year-end tasks."

Janet M. Viano
Executive Vice President, Director of Retail Sales & Service
 

Every year, it amazes me how quickly the Midwest shifts from summer to winter. It seems like we go from backyard grilling to shoveling snow in a matter of weeks. And perhaps that’s because in the Midwest you really can experience those weather extremes just days apart.

But regardless of what the weather looks like outside, my desk calendar inside indicates that it’s once again time to prepare for the end of the year. Like every year there are gifts to purchase, decorations to hang, events to plan and preparations to make. If you’re like me, keeping all these activities straight can be a challenge.

That’s why we’ve structured the features in this issue of balance to help you keep track of and plan for all those end-of-the-year responsibilities. In the Required Minimum Distribution Reprieve article, we help you weigh the pros and cons of not taking your retirement account’s required minimum distributions for 2009. Your Year-End Tax Guide, gives you an overview of all the new tax incentives and deductions available this year, and let you know which ones require your attention before you break out the champagne on New Year’s Eve. And Setting a Smart Holiday Budget will help you plan and budget for holiday spending to ensure your financial future stays on track – even with all the gifts to purchase and parties to attend. We've even thrown in some great advice on fitness in the Stay Active This Winter story.
 

Overall, at First Midwest Bank, we want to help you organize your year-end tasks so you can get out and enjoy whatever weather the Midwest greets us with this season – be it lake-effect snowstorms, 65 degrees and sunny, and everything in between.

Sincerely,

Jan signature

Janet M. Viano
Executive Vice President, Director of Retail Sales & Service

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