Fraud Identification

Learn how to protect your company against fraud through increased awareness and proactive measures. By being vigilant and educated about fraud, your organization will catch suspicious activity.

Ensure your payments are safe from fraud and error with First Midwest Fraud Identification solutions. We provide the additional controls and monitoring you need on your accounts to prevent check and electronic payment fraud.

Watch our videos to discover more

Positive Pay

Positive Pay is an automated fraud identification tool First Midwest offers to help you feel secure about money coming out of your account by identifying, and alerting you, to unauthorized or fraudulent checks that require review and authorization to Pay or Return.

Benefits

  • Single sign-on through First Midwest’s online banking application; Business Express
  •  Dual control functionality for file import and exception review
  •  Ability to customize issue file layout specifications for ease of file uploads
  •  Single checks can be easily entered to avoid unnecessary exceptions    
  •  Alert notifications preventing exceptions from being systematically returned
  •  Supported in First Midwest’s Mobile App

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ACH Positive Pay

ACH Positive Pay is an automated fraud identification tool First Midwest offers to help you safeguard against unauthorized or fraudulent ACH Debit activity. The service allows you to establish payment rules to systematically pay ACH debit transactions and alerts you to unauthorized or Fraudulent ACH Debit transactions that require review and authorization to Pay or Return.

Benefits 

  • Single sign-on through First Midwest’s online banking platform; Business Express
  •  Protection over ACH Debit transactions before it posts to your account
  •  Dual control functionality when approving exceptions
  •  Ability to add, edit or delete payment rules
  •  Check and ACH Positive Pay exceptions are decisioned in the same module
  •  Alert notifications preventing exceptions from being systematically returned
  •  Supported in First Midwest’s Mobile App

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ACH Debit Block

ACH Debit Block is an automated service which blocks all incoming ACH Debits from posting to your account and systematically returns the item, to the Originator, as Unauthorized.

Consider using our Fraud Identification tools if:

  • Want to reduce your exposure to fraudulent transactions 
  •  You want peace of mind
  •  You have experienced check fraud attempts / loss 
  •  You have experienced ACH Debit fraud attempts / loss

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Trusteer Fraud Protection

We know the peace of mind is priceless. To make sure you're always protected, we have partnered with IBM, to offer Trusteer Rapport online fraud security software, customized to protect Business Express users – at no cost.
Learn more about Trusteer Rapport

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Get Connected

Connect with a Treasury Management Officer to add a little momentum to your business today.

Kristen Saranteas
708.831.7466

View our Fraud Videos

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