Compare Our Checking Accounts

Our checking accounts reward your banking relationship and give you the momentum you need. We also have Student Checking, exclusively available to students ages 16 – 23.

View Retail Account Agreement and Addendum



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Student Edition  —


Free ATM Transactions
Access to over 55,000 free Allpoint
ATMs worldwide





Free Debit MasterCard®
World Debit MasterCard 


Standard Debit MasterCard 




Exclusive Checks2 


$9.99 first box

$14.99 first box


Free Online Banking 





Free Mobile Banking 





Call Center Priority 



Borrowing Benefits
Mortgage Closing Cost Rebate3,4 




Secured Consumer Loan Discount4,5 





Saving Benefits
High Rate Diamond Savings & Money Market1 


Statement Savings1 


6 mo. discount6 


Special CD Rates 




Tell a Friend7
$25 Checking Referral Bonus





Free Telephone Banking 





4 Free non-First Midwest ATM transactions8 



Safe Deposit Box Discount5 

50% off 

20% off 


Free Teller Services9 





Overdraft Options 





Tiered Interest 





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Relationship Benefits and Monthly Fees 

Diamond Checking: Maintain a Mortgage, Home Equity Loan/Line, First Midwest Financial Network,10,11 Personal Trust, or Private Banking relationship, or $25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs OR $20 Monthly Maintenance Fee.

Midwest Checking: Maintain a minimum of $1,000 per month in Direct Deposit or a $2,500 minimum daily balance in Checking OR $12 Monthly Maintenance Fee.

Easy Checking: Maintain a $100 average daily balance in Checking, or make qualifying deposits totalling $100 or more per statement period, or be at least 65 years of age OR $7.49 Monthly Maintenance Fee.


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