Student Checking is perfect for students age 16 – 23, giving you the basic features you need in a checking account – plus the upgrades and rewards you want – with no monthly fee1. Students under the age of 18 must have a parent or adult listed on the account as a joint owner2.

Parents can also have peace of mind knowing that overdrafts and spending can be managed to keep their students on the right path to a healthy financial future.

Student Checking

Open Now

All of our checking accounts include:

Upgrades and Rewards

Enjoy peace of mind with:

  • The Student Checking SpendSafe Promise
    Use your debit card and checks with confidence that if your Student Checking account accidentally goes negative or if we return a check unpaid, there is never a fee.

Plus, managing your student's spending is made easier with:

  • Adjustable Debit Card Limits to set the daily number of transactions and total dollar limit for ATM withdrawals and debit card purchases
  • Free Parent Transfers to add money into your student's account without being a signer on the account
Open a Student Checking Account

Instant Answer Center

Answers online. Anytime.
Hundred$ for the Holidays. | Guaranteed $500 winner at every branch! | Learn More

You are leaving the First Midwest website.

Redirecting to