At First Midwest, we know your business always comes first. You work hard to make it grow - and you need financial resources that keep step with the challenges you face along the way.

That’s why we created Small Business Solutions, a unique package of services that works harder for you and your business. Tailored to your small business or professional firm’s needs, it saves you time and money. Just as importantly, it gives you greater financial power and flexibility to build on your success.

Small Business Solutions puts a world of efficient resources at your fingertips, including the support of a dedicated First Midwest Banker. Together, we can build ties that last-and help you reach all your professional and personal financial goals. Call 1-800-322-3623, option "0" or Email Us to talk to a First Midwest banker to learn how features of our Small Business Solutions can solve many of your banking needs:

1. Cash flow management - The need for efficient collection, concentration, investment and disbursement of funds as well as greater, more consistent cash flows across the short term.

FMB Solution - Solutions Business Checking, Business Banking Card, savings account, First Midwest Bank-Line, Combined Statement Option, personal checking account, and Business Express Bill Pay Banking Online

2. Financing - The need for strategic credit to bridge gaps in cash flow and to pay for equipment, real estate or acquisitions appropriately over operating and capital investment cycles

FMB Solution - small business loans, SBA loans, corporate credit card

3. Accounting - The need to produce and maintain accurate information on the financial status of business operations by tracking historical costs and predicting future expenses

FMB Solution - Solutions Business Checking, Business Banking Card, monthly statements, payroll services, ACH, Business Express Bill Pay Banking Online, network partner referral for appropriate accounting and business systems

4. Risk management - The need to protect the value of assets and income through safekeeping, insurance, reduced liability exposure, copyright, patents, licensing and more

FMB Solution - Safe deposit box¹, credit insurance, full-range of business insurance services² , buy-sell agreement, network partner referral for appropriate legal counsel

5. Fiduciary/employee benefits - The need to provide for the long-term well being and stability of the company’s workforce and ownership through owner/employee benefit plans funded with tax advantaged earnings

FMB Solution - Trust Division services³, including 401k, SEP, profit sharing and other qualified or non-qualified plans; employee banking services with direct deposit of payroll to qualifying businesses; corporate investment management; key employee tax management, asset management and estate planning

6. Financial planning -The need to identify strategic financial decisions that support appropriate growth, realistic market opportunities and courses of action that translate business success into personal financial independence

FMB Solution - Client relationship reviews, financial pro formas, strategic planning, succession planning, Trust Division services, including personal investment management, estate planning and more³

¹Safe Desposit Box contents are not FDIC Insured.
²Business Insurance Services offered by Arthur J. Gallagher & Co.
³Trust Services are not FDIC Insured.