Limited time offer that may be withdrawn at any time, cannot be combined with any other offer or rate enhancements, and open to individuals from Illinois, Indiana, Iowa, and Wisconsin only. Annual Percentage Yield (APY) is valid as of 11/11/09 and assumes monthly compounding. Minimum balance to open this Certificate of Deposit (CD) and earn stated APY is $5,000 and is available only on money not on deposit with First Midwest within the last 90 days. Money must remain on deposit for length of time specified to earn stated APY. Upon first maturity, this CD will automatically renew in 36-month intervals earning the then current APY of the traditional 36-month CD. IRAs are eligible at 2.30% APY. Penalty for early withdrawal. Fees may reduce account earnings. No brokered deposits.