Personal Banking Deposit Rates

Use the links below to browse our rates and Annual Percentage Yields (APYs).

Looking for our loan rates? Click here.

Certificates of Deposit Relationship Rates

Certificates of Deposit Standard Rates

Effective July 30, 2014

Balance2

$1,000

$25,000

$50,000

$100,000

Term (mos.)

Rate

APY3

Rate

APY3

Rate

APY3

Rate

APY3

3

6

9

12

18

24

36

48

60

Open Now

Open Now

Open Now

Open Now

Open Now

Open Now

Open Now

Open Now

Open Now

0.02

0.04

0.05

0.06

0.11

0.15

0.26

0.51

0.76

0.02

0.04

0.05

0.06

0.11

0.15

0.26

0.51

0.76

0.05

0.06

0.07

0.08

0.13

0.18

0.28

0.53

0.78

0.05

0.06

0.07

0.08

0.13

0.18

0.28

0.53

0.78

0.07

0.08

0.09

0.10

0.15

0.20

0.30

0.55

0.80

0.07

0.08

0.09

0.10

0.15

0.20

0.30

0.55

0.80

0.09

0.10

0.11

0.12

0.17

0.22

0.32

0.57

0.82

0.09

0.10

0.11

0.12

0.17

0.22

0.32

0.57

0.82

1 For Retail Clients only with Midwest Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a First Midwest Banker to discuss rate enhancements.

2 Minimum balance to open is $1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings.

3 APY assumes monthly compounding.

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Individual Retirement Account Relationship Rates

Individual Retirement Account Standard Rates

Effective July 30, 2014

Balance2

$500

$25,000

$50,000

$100,000

Term (mos.)

Rate

APY3

Rate

APY3

Rate

APY3

Rate

APY3

6

9

12

18

24

36

48

60

0.04

0.05

0.06

0.11

0.15

0.26

0.51

0.76

0.04

0.05

0.06

0.11

0.15

0.26

0.51

0.76

0.06

0.07

0.08

0.13

0.18

0.28

0.53

0.78

0.06

0.07

0.08

0.13

0.18

0.28

0.53

0.78

0.08

0.09

0.10

0.15

0.20

0.30

0.55

0.80

0.08

0.09

0.10

0.15

0.20

0.30

0.55

0.80

0.10

0.11

0.12

0.17

0.22

0.32

0.57

0.82

0.10

0.11

0.12

0.17

0.22

0.32

0.57

0.82

Call 800-241-1749 or visit your nearest branch to open a new IRA

1 For Retail Clients only with Midwest Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a First Midwest Banker to discuss rate enhancements.

2 Minimum balance to open is $500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings.

3 APY assumes quarterly compounding.

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Savings Account Rates

Effective July 30, 2014

Balance1

Diamond Savings

Investor Reserve Savings

Statement Savings

Health Savings Account (HSA)

 

>$0

$500

$1,000

$2,500

$10,000

$25,000

$50,000

$100,000

$250,000

Rate

0.05

0.05

0.05

0.07

0.07

0.10

0.12

0.17

0.17

APY

0.05

0.05

0.05

0.07

0.07

0.10

0.12

0.17

0.17

Rate

0.05

0.05

0.05

0.06

0.06

0.08

0.10

0.15

0.15

APY

0.05

0.05

0.05

0.06

0.06

0.08

0.10

0.15

0.15

Rate

0.03

0.03

0.03

0.03

0.03

0.03

0.03

0.03

0.03

APY

0.03

0.03

0.03

0.03

0.03

0.03

0.03

0.03

0.03

Rate

0.01

0.10

0.25

0.40

0.60

0.60

0.60

0.60

0.60

APY

0.01

0.10

0.25

0.40

0.60

0.60

0.60

0.60

0.60

 

Open Now

Open Now

Open Now

Open Now

1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.

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Money Market Account Rates

Effective July 30, 2014

Balance1

Diamond Money Market

Premier Money Market

Money Market

IRA Money Market

 

>$0

$1,000

$2,500

$25,000

$50,000

$100,000

$250,000

Rate

0.05

0.05

0.07

0.10

0.12

0.17

0.17

APY

0.05

0.05

0.07

0.10

0.12

0.17

0.17

Rate

0.05

0.05

0.06

0.07

0.08

0.10

0.10

APY

0.05

0.05

0.06

0.07

0.08

0.10

0.10

Rate

0.05

0.05

0.05

0.05

0.05

0.05

0.05

APY

0.05

0.05

0.05

0.05

0.05

0.05

0.05

Rate

0.00

0.07

0.07

0.12

0.17

0.17

0.17

APY

0.00

0.07

0.07

0.12

0.17

0.17

0.17

 

Open Now

Open Now

Open Now

Call
800-241-1749
to open

1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.

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Checking Account Rates

Effective July 30, 2014

Balance1

Diamond Checking

Midwest Checking

 

>$0

$10,000

$25,000

$50,000

$100,000

Rate 

0.02

0.05

0.07

0.08

0.10

APY

0.02

0.05

0.07

0.08

0.10

Rate 

0.01

0.02

0.03

0.04

0.05

APY 

0.01

0.02

0.03

0.04

0.05

 

Open Now

Open Now

1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.

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