Personal Banking Deposit Rates
Use the links below to browse our rates and Annual Percentage Yields (APYs).
Looking for our loan rates? Click here.
Certificates of Deposit Relationship Rates
Certificates of Deposit Standard Rates
Effective June 19, 2013 |
Balance2 | $1,000 | $25,000 | $50,000 | $100,000 |
Term (mos.) | Rate | APY3 | Rate | APY3 | Rate | APY3 | Rate | APY3 |
3 6 9 12 18 24 36 48 60 | Open Now Open Now Open Now Open Now Open Now Open Now Open Now Open Now Open Now | 0.02 0.04 0.05 0.06 0.11 0.15 0.31 0.51 0.66 | 0.02 0.04 0.05 0.06 0.11 0.15 0.31 0.51 0.66 | 0.05 0.06 0.07 0.08 0.13 0.18 0.33 0.53 0.68 | 0.05 0.06 0.07 0.08 0.13 0.18 0.33 0.53 0.68 | 0.07 0.08 0.09 0.10 0.15 0.20 0.35 0.55 0.70 | 0.07 0.08 0.09 0.10 0.15 0.20 0.35 0.55 0.70 | 0.09 0.10 0.11 0.12 0.17 0.22 0.37 0.57 0.72 | 0.09 0.10 0.11 0.12 0.17 0.22 0.37 0.57 0.72 |
1 For Retail Clients only with Midwest Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a First Midwest Banker to discuss rate enhancements.2 Minimum balance to open is $1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings.
3 APY assumes monthly compounding.
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Individual Retirement Account Relationship Rates
Individual Retirement Account Standard Rates
Effective June 19, 2013 |
Balance2 | $500 | $25,000 | $50,000 | $100,000 |
Term (mos.) | Rate | APY3 | Rate | APY3 | Rate | APY3 | Rate | APY3 |
6 9 12 18 24 36 48 60 | 0.04 0.05 0.06 0.11 0.15 0.31 0.51 0.66 | 0.04 0.05 0.06 0.11 0.15 0.31 0.51 0.66 | 0.06 0.07 0.08 0.13 0.18 0.33 0.53 0.68 | 0.06 0.07 0.08 0.13 0.18 0.33 0.53 0.68 | 0.08 0.09 0.10 0.15 0.20 0.35 0.55 0.70 | 0.08 0.09 0.10 0.15 0.20 0.35 0.55 0.70 | 0.10 0.11 0.12 0.17 0.22 0.37 0.57 0.72 | 0.10 0.11 0.12 0.17 0.22 0.37 0.57 0.72 |
Call 800-241-1749 or visit your nearest branch to open a new IRA |
1 For Retail Clients only with Midwest Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a First Midwest Banker to discuss rate enhancements.
2 Minimum balance to open is $500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings.
3 APY assumes quarterly compounding.
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Savings Account Rates
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.
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Money Market Account Rates
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.
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Checking Account Rates
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.
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