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Very important information for you.Summary of Benefits

This Website Privacy Policy supplements the information provided in our Consumer Privacy Policy and explains our privacy practices specifically related to this Website. In particular, this Website Privacy Policy explains our online practices related to the collection, use, and disclosure of certain personally identifiable information that is not publicly available ("nonpublic personal information").

Collection, Retention & Use of Visitor Information
At First Midwest Bank we do not retain nonpublic personal information that you provide through E-mail, online forms, or other direct information collection mechanisms, unless you transmit such information for correspondence or transaction purposes, e.g., online forms. Such information is retained only for purposes of providing better service, handling your account, completing a transaction, or other purposes described in our Consumer Privacy Policy.

When you use various planning tools on our website such as financial worksheets or calculators, the calculations run on your PC or our server. We may retain the nonpublic personal information you provide on these planning tools for needs analysis, for your review, and/or to allow you to make modifications to prior calculations.

First Midwest Bank collects Website usage data regarding your visit to our site. This information includes statistics such as how much time is spent at a particular area, or where you visit within the site. This Website usage data may be personally identifiable, and we may combine such data with any personally identifiable information about you. In addition, we make full use of all Website usage data and other data collected on the site that is not in personally identifiable form.

E-Mail
You can contact us with questions at any time from our website by sending us e-mail. However, we do not recommend you include confidential account information in your e-mail because this transmission is not secure. We will respond to your e-mail inquiries by secure messaging, telephone, or mail if our answer requires communicating confidential information. For secure transmission of your confidential account information, please use Bank Mail located in the Banking Online section of the website.

Cookies
First Midwest Bank's website uses a small file (called a cookie) to provide you with a more personalized browsing experience; we temporarily save this file on your computer. When you exit our website, the file is removed. A cookie does not retrieve any data from your hard drive, carry viruses, or capture your e-mail address.

Security
Information that is captured and retained via online forms is encrypted for privacy while in transit, helping to make sure your information remains confidential. Various encryption methods are used to secure data transmission. The information you provide to First Midwest Bank for Bill Pay Banking Online is secured by public-key cryptography, the security standard for government and financial industry. You'll know you have a secure Bill Pay Banking Online connection with us when you see an icon of a lock in the locked position on your Internet browser. First Midwest Bank has the added security of password authentication protection, since every Bill Pay Banking Online session requires the use of your unique user name and password. This secure session allows safety and confidentiality while banking with us online. Plus, First Midwest Bank is a participant in the Verisign program, which is an extra precaution to help you verify your communications and transactions are secure. The Verisign seal is located on our home page and is the leading provider of digital trust services that enable businesses and consumers to engage in commerce and communications with confidence.

Protecting the Privacy of Children Online
We do not knowingly collect or use personal information from children under 13 without receiving verifiable consent from their parents. Should a child whom we know to be under 13 send us personal information; we will only use the information to seek parental consent or provide parental notice. We are not responsible for content of third party websites we may link to. Visit the FTC website: www.ftc.gov for more information regarding the protection & privacy of children online (Children's Online Privacy Protection Act, COPPA).

Links to Non-First Midwest Bank Sites
First Midwest Bank's site may be linked to other websites of which we cannot control content. We are not responsible for information collection activities of the non-First Midwest Bank links you click to from our web pages. For example, we cannot guarantee how these third parties use cookies. To protect your security and privacy online always review the privacy policies of each linked website you visit prior to providing any personally identifiable information.

Online Advertisement at Other Sites
Ads and ad banners are used often on websites. Online advertisements at other sites allow the advertiser to gather information from a visitor clicking on the ad. The information is gathered via "tags." These tags tell advertisers how many people respond to their ads and are used to measure the effectiveness of the ads. First Midwest Bank does not use identifying tags to report ad response statistics.

Consent
Your use of this Website constitutes your consent and acceptance of this Website Privacy Policy, and the terms of our Consumer Privacy Policy .

Changes to our Privacy Practices
If changes are made to this Website Privacy Policy, they will be posted here. If changes are made to our Consumer Privacy Policy, they will be posted on our Consumer Privacy Policy . Please check these locations often, as your continued use of this Website indicates your acceptance of any changes to these policies.

Transfer of the Business
Notwithstanding any other provision in this Website Privacy Policy or in our Consumer Privacy Policy, we may disclose nonpublic personal information gathered through this Website to a third party in connection with the sale, assignment, or other transfer of all or a portion of the business.

Other Terms
Your use of this Website also constitutes an acceptance of our Terms of Use . This Website is intended for use by residents of the United States only.

Contact Us
If you have any questions about this Website Privacy Policy or any related matters, please contact us at:

First Midwest Bank
One Pierce Place
Suite 1500
P.O. Box 4169
Itasca, Illinois 60143-4169
1-800-322-3623

Send e-mail to First Midwest Bank

Revised 6/09/03

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