En EspanolPrivacy Policyfraud factsSite MapHelpFirst Midwest Bank
Loan & Credit Options:
Overview
Seven Financial Needs
Cash & Checking
      Services

Savings & Investments
Loan & Credit Options
Accounts
Credit Card
Mortgage Services
Reverse Mortgage
      Loans

Bill Pay Banking
      Online

50+ Rewards
Value Plus
Health Savings
      Account

Financial Planning
AMEX® Gift Cards
Create Value and Build Security. Personal Banking/Loan & Credit Options

Using credit and debt wisely can improve the quality of your life. Managing credit wisely can provide you with the means to take advantage of opportunities which can create value and build security for the future.

Most banks offer credit lines and personal loans, including home mortgage loans. And, while annual percentage rates, fees and fine print may differ slightly from bank to bank, they are all promoting the same basic products. The toughest part is figuring out which option best fits your needs.

At First Midwest Bank, we believe the difference lies in how interested a bank is in meeting your individual financial needs. The more we know about your financial needs and goals, the better we are at recommending the credit or loan option that fits best.

Smart Tip:

NEED A LOAN OR A LINE OF CREDIT?
Along with the rate and terms, you should consider the method of repayment. Do you require a coupon book? Or would you like the payments automatically transferred from another account? Your First Midwest personal banker can show you the advantages of linking loan and credit options to cash management services. The right checking account makes it easier to access and repay the money you borrow, while the right credit option gives you overdraft protection for your checking account. Plus, you save on fees, postage and record-keeping headaches. Not a bad deal.

Quick Access
Open An Account
Financial Calculators
Site Search
ATM & Branch Locator
What’s New
Questions? Call 1-800-322-3623