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At First Midwest, you'll get the home equity financing you want and the momentum you need . . . plus $75 to get you started.1 Want some?
Our home equity experts will be with you every step of the way:
Start the application process right now orcall 800-241-1749 to get connected with a First Midwest home equity expert.
See how low your monthly payments can be with our Home Equity Line . . .
You'll enjoy a low 3.50% APR2 for the first 12 months and a still low 4.00% APR2 after that.
Start the application process right now, and get $75 at closing1 to get your project going.
That's banking with momentum.
Looking for a Home Equity Loan? Our low rates and flexible terms will give you the momentum you need to tackle any project.
1Offer is available to residents of IL, IN, IA and WI for a limited time and may be withdrawn at any time without notice. Apply for a new Express Home Improvement Loan and/or Home Equity Line and Loan between 03/08/14 and 04/18/14 to be eligible for a $75 home improvement store gift card incentive upon closing of the loan. Incentive will be rewarded as a gift card redemption certificate within 90 days of loan closing. Incentive is considered interest and may be reported on IRS Form 1099-INT. This offer cannot be combined with any other offer(s).
2Rate shown based on 90% loan-to-value (LTV) for $10,000 approved line at Prime + 1.50% or 4.00%, whichever is higher. APR may vary after first 12 months. The 3.50% APR offer is available on EquiFlex Home Equity Lines of Credit with an LTV up to 90% with a minimum approved credit line of $5,000. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR is indexed to the Prime Rate as posted in the Wall Street Journal. As of 1/30/14, Prime is 3.25%. LTVs up to 80% and approved lines of $5,001 to $49,999 are Prime+0.50; approved lines of $50,000 to $99,999 are Prime+0.25; approved lines of $100,000 an over are Prime. LTVs between 80.01% and 90% and approved lines of $5,001 to $49,999 are Prime+1.50; approved lines of $50,000 to $99,999 are Prime+1.25; approved lines of $100,000 an over are Prime+1.00. The maximum APR is 18.00%. The minimum APR is 4.00%. APR and margin apply to owner-occupied dwellings only. The Home Equity Line of Credit has a term of 15 years; failure to make more than the minimum payment will result in a balloon payment. Offer is subject to credit qualifications. Property insurance required on properties secured by this plan. Other rate enhancements do not apply. If a Credit line is closed within the 24 months, a fee of $100 will be charged (does no apply to Iowa residents). Offer is available for new EquiFlex Home Equity Lines only and to current First Midwest Home Equity clients whose current line is within 12 months or less of maturity. Offer may change or be withdrawn at any time without notice. Annual fees of $50 for IL and $15 for IA residents who apply. All loans are offered through First Midwest Bank.