^*Subject to credit approval.

¹The 3.50% Annual Percentage Rate (APR) Home Equity Line of Credit offer is available on EquiFlex Home Equity Lines of Credit with a loan-to-value (LTV) up to 85% with a minimum approved credit line of $5,001. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR is indexed to the Prime Rate as posted in the Wall Street Journal. As of 03/01/13 Prime is currently at 3.25%. LTVs up to 80% and approved lines of $5,001 to $49,999 are Prime +.50; approved lines of $50,000 to $99,999 are Prime +.25; approved lines of $100,000 and over are Prime. LTVs between 80.01% and 85% and approved lines of $5,001 to $49,999 are Prime +1.50; approved lines of $50,000 to $99,999 are Prime +1.25; approved lines of $100,000 and over are Prime +1.00. The maximum APR is 18.00%. The minimum APR is 4.00%. APR and margin apply to owner-occupied dwellings only. The Home Equity Line of Credit has a term of 15 years; failure to make more than the minimum payment will result in a balloon payment. Offer is subject to credit qualifications. Property Insurance is required on property secured for this plan. Other rate enhancements do not apply. If a Credit Line is closed within the first 24 months, a fee of $350 will be charged (does not apply to Iowa residents). Offer is available for new EquiFlex Home Equity Lines only and to current First Midwest Home Equity clients whose current line is within 12 months or less of maturity. Offer effective March 25, 2013 and is subject to withdrawal or change at any time without notice. Annual fees of $50 for IL and $15 for IA residents do apply. All loans are offered through First Midwest Bank.