Compare Our Checking Accounts

Our checking accounts reward your banking relationship and give you the momentum you need. We also have Student Checking, exclusively available to students ages 16 – 23.

Choose one of our accounts below, or use CheXpert – our checking account wizard – to help you find the perfect fit. Get a custom recommendation now.

Checking Accounts

Diamond

Midwest

Simply Free

Open My Checking Account

Open Now

Open Now

Open Now

Free ATM Transactions
Access to over 50,000 free ATMs worldwide

Allpoint | Free ATMs Worldwide
Unlimited

Allpoint | Free ATMs Worldwide
Unlimited

Allpoint | Free ATMs Worldwide
Unlimited

Debit Card

World Debit MasterCard
Explore Benefits

Gold Debit MasterCard
Explore Benefits

Debit MasterCard
Explore Benefits

Checks

Free

$4.99 first box5

$9.99 first box5

Online Banking

Free

Free

Free

Mobile Banking

Free

Free

Free

Telephone Banking

Free

Free

Free

Borrowing Benefits
Mortgage Closing Cost Rebate
Auto & Home Equity Loan Discount2,3


$250

0.25%


$150

0.25%




0.25%

Saving Benefits
High Rate Diamond Savings & Money Market
Statement Savings6
Special CD Rates



Yes

Yes




Yes
Yes





Tuition Rewards

500
Enrollment Bonus Points

500
Enrollment Bonus Points

Tell a Friend

$25
Checking Referral Bonus

$25
Checking Referral Bonus

$25
Checking Referral Bonus

Call Center Priority

Yes

Extras
4 Free non-First Midwest ATM transactions1
Safe Deposit Box Discount2
Free Teller Services7


Yes
50% off
Yes



20% off




Overdraft Options

Yes

Yes

Yes

Tiered Interest

Yes

Yes

Open My Checking Account

Open Now

Open Now

Open Now

Relationship Benefits and Monthly Fees

Diamond Checking: Maintain a Mortgage, Home Equity Loan/Line, First Midwest Financial Network,4,8 Personal Trust, or Private Banking relationship, or $25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs OR $20.

Midwest Checking: Maintain a minimum of $1,000 per month in Direct Deposit or a $2,500 minimum daily balance in the account OR $12.

Simply Free Checking: No monthly fee.

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