Compare Our Checking Accounts
At First Midwest, you 'll find checking accounts that reward your banking relationship and give you the momentum you need for the lifestyle you live. We also have
Student Checking, exclusively available to students ages 16 – 23.
| Checking Accounts | Diamond | Midwest | Simply Free |
| Open My Checking Account | Open Now | Open Now | Open Now |
Free ATM Transactions Access to over 50,000 free ATMs worldwide | Unlimited
 | Unlimited
 | Unlimited
 |
| Debit Card | 
| 
| 
|
| Checks | Free | $4.99 first box5 | $9.99 first box5 |
| Online Banking | Free | Free | Free |
| Mobile Banking | Free | Free | Free |
| Telephone Banking | Free | Free | Free |
Borrowing Benefits Mortgage Closing Cost Rebate Auto & Home Equity Loan Discount2,3 | $250
0.25%
| $150
0.25%
| —
0.25%
|
Saving Benefits High Rate Diamond Savings & Money Market Statement Savings6 Special CD Rates |
Yes — Yes
|
— Yes Yes
|
— — —
|
| Tuition Rewards | 500 Enrollment Bonus Points | 500 Enrollment Bonus Points | — |
| Tell a Friend | $25 Checking Referral Bonus | $25 Checking Referral Bonus | $25 Checking Referral Bonus |
| Call Center Priority | Yes | — | — |
Extras 4 Free non-First Midwest ATM transactions1 Safe Deposit Box Discount2 Free Teller Services7 | Yes 50% off Yes
| — 20% off —
| — — —
|
| Overdraft Options | Yes | Yes | Yes |
| Tiered Interest | Yes | Yes | — |
| Open My Checking Account | Open Now | Open Now | Open Now |
Relationship Benefits and Monthly Fees Diamond Checking: Maintain a Mortgage, Home Equity Loan/Line, First Midwest Financial Network,4,8 Personal Trust, or Private Banking relationship, or $25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs OR $20. Midwest Checking: Maintain a minimum of $1,000 per month in Direct Deposit or a $2,500 minimum daily balance in the account OR $12. Simply Free Checking: No monthly fee. |
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