Compare Our Checking Accounts

At First Midwest, you 'll find checking accounts that reward your banking relationship and give you the momentum you need for the lifestyle you live. We also have Student Checking, exclusively available to students ages 16 – 23.

Checking Accounts

Diamond

Midwest

Simply Free

Open My Checking Account

Open Now

Open Now

Open Now

Free ATM Transactions
Access to over 50,000 free ATMs worldwide

Unlimited
Allpoint | Free ATMs Worldwide

Unlimited
Allpoint | Free ATMs Worldwide

Unlimited
Allpoint | Free ATMs Worldwide

Debit Card

Debit Card | Platinum

Debit Card | Gold

Debit Card | Standard

Checks

Free

$4.99 first box5

$9.99 first box5

Online Banking

Free

Free

Free

Mobile Banking

Free

Free

Free

Telephone Banking

Free

Free

Free

Borrowing Benefits
Mortgage Closing Cost Rebate
Auto & Home Equity Loan Discount2,3


$250

0.25%


$150

0.25%




0.25%

Saving Benefits
High Rate Diamond Savings & Money Market
Statement Savings6
Special CD Rates



Yes

Yes




Yes
Yes





Tuition Rewards

500
Enrollment Bonus Points

500
Enrollment Bonus Points

Tell a Friend

$25
Checking Referral Bonus

$25
Checking Referral Bonus

$25
Checking Referral Bonus

Call Center Priority

Yes

Extras
4 Free non-First Midwest ATM transactions1
Safe Deposit Box Discount2
Free Teller Services7


Yes
50% off
Yes



20% off




Overdraft Options

Yes

Yes

Yes

Tiered Interest

Yes

Yes

Open My Checking Account

Open Now

Open Now

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Relationship Benefits and Monthly Fees

Diamond Checking: Maintain a Mortgage, Home Equity Loan/Line, First Midwest Financial Network,4,8 Personal Trust, or Private Banking relationship, or $25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs OR $20.

Midwest Checking: Maintain a minimum of $1,000 per month in Direct Deposit or a $2,500 minimum daily balance in the account OR $12.

Simply Free Checking: No monthly fee.

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