Business Primelink Investment Account Earn greater returns on your higher balances with a tier structure account. First Midwest’s Business Primelink Investment Account allows your commercial funds to earn a variable interest rate based on the balances and tied to the national prime interest rate as posted in The Wall Street Journal. The Advantages National Prime Rate Linkage:   The interest rate designated for your funds automatically adjusts is index to the current prime rate.* Tiered Interest Rate:   With higher balances, the higher rates are earned automatically.* Monthly Statement:   A monthly statement will provide a sequential listing of all cleared checks for the statement cycle and a detailed listing of ATM and banking card transactions. How it Works 1.  Balance Requirements:   Account must maintain a minimum investment of $50,000 to avoid a service charge. 2.  Check Safekeeping:   Checks are safe-kept by the Bank and are listed in sequential order on the monthly statement. 3.  Access to Funds:   Funds are accessible by check, ATM card, banking card or transfer. This account, as required by federal regulation, is allowed only six automatic, preauthorized or telephone transfers or withdrawals per statement cycle. No more than three of these transfers may be by check, draft or banking card. Unlimited withdrawals are permitted if completed in person, by messenger, by mail or by ATM card. **

*Interest is credited and compounded monthly based on the daily collected balance and on the number of calendar days in the year. The variable interest rate earned is indexed by the Wall Street Journal National Prime Rate. At the point prime falls below 6.50%, interest rates will no longer be indexed by prime. The index tiered based on the balances held in the account:

$100,000 and over	Prime minus 4.0%
$75,000 - $99,999	Prime minus 4.25%
$50,000 and 74,999	Prime minus 4.50%
$0 - $49,999	First Midwest Business Money Market rate
Other banbk service fees also apply, as detailed below:
Checks deposited	$.25 per item over 10 items

**As required by federal regulations, certain transfer limitations apply to certain Money Market Accounts. Up to six pre-authorized transfers or withdrawals (three of which can be made by check, draft or similar order made by the depositor and payable to a third party) are permitted each statement cycle. Transfers or withdrawals made in person, by mail, messenger, telephone (via a check mailed to the depositor) or by ATM are not subject to the limitation. You may also make unlimited transfers from this account to pay loans you owe to First Midwest Bank. If you exceed the transfer limitations in addition to the per item charge, you account may be closed or your funds transferred to a non-interest bearing checking account. There is also a substantial fee of $25.00 per item over the allowed limit.