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Our most popular account for business clients.
Our Business Checking Account will provide your company with a vehicle for the purpose of collecting and consolidating funds so that they may be used for disbursing or investing. It has been designed to give "credit" for the funds kept on deposit, which is used to offset the service fees charged to the account. Most charges can be offset by the balances kept in the account.
The Advantages
Account Reconciliation: You’ll receive a monthly statement listing all deposits and paid check items. The statement will list all paid check items in sequential order. This makes your account reconciliation process quick and easy.
Proof of Payment: Each month your paid check items are returned with your monthly statement. You also have the option to receive images of your paid checks or have the Bank safekeep your paid checks.
Earnings Credit: Balances in your account earn a market rate of interest. The earnings from your balances are used to offset most service charges. If such earnings are greater than the service charges, no service charge is assessed against your account for that month’s activity.
FDIC Insurance: Protects each depositor up to $100,000.
How it Works
1. Deposit and Withdraw Money: Funds collected from customers are deposited to your account as collected and payments may be made to a third party by check.
2. Monthly Statement of Activity: Each month you’ll receive a statement of activity. The statement will include a list of all deposits made and sequentially ordered paid checks.
3. Account Analysis Report: An account analysis statement can be generated summarizing the value given for balances maintained, lists detailed activity and calculates a net monthly position to determine the service charge.
Contact a Cash Manager
Return to Disbursement
Positive Pay
Direct Deposit
Corporate Totals
Zero Balance Account
Business Checking Account
Business Checking With Interest
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