*Offer is available to residents of Illinois, Indiana, Iowa, and Wisconsin. Offer is available for a limited time and may be withdrawn at any time without notice. Offer not available to existing First Midwest Bank checking clients or those clients whose accounts have closed within the last 90 days or closed with a negative balance. Health Savings Accounts (HSAs) are not included in this offer. Open a new First Midwest Bank consumer checking account (subject to approval) and do one of the following to get $50 or do all three to get $150: activate a monthly qualifying Direct Deposit of at least $500; use Debit Card linked to new checking for at least 5 purchases totaling at least $250, use Online Banking or Mobile Banking to make at least five bill payments totaling at least $250. Direct Deposit activation, Debit Card usage, and Online and/or Mobile payments must be completed within 60 days of account opening. Qualifying Debit transaction cannot be completed consecutively at the same terminal within less than a 24-hour period or via transfer to a prepaid debit card or other payments service. Incentive will be awarded within 90 days of account opening. A qualifying Direct Deposit includes salary, pension, Social Security, or other regular monthly income electronically deposited to account by employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM do not qualify. Minimum opening deposit of $100 required. Primary account holders are eligible for one checking incentive per calendar year. Incentive is considered interest and will be reported on IRS Form 1099-INT. If account is closed within six months of opening, we will deduct the incentive from balance at closing. This offer cannot be combined with any other offer(s).