Simply Free Checking
Based on your answers, this simple, no-hassle approach to checking is the best fit for your banking style. With Simply Free Checking, you’ll also get all of the important features you expect from a checking account including:
Plus, you can take advantage of a 0.25% discount on all consumer loans2 – auto, home equity, and more.3
Midwest Checking
Based on your answers, Midwest Checking1 will be the best fit for your banking style. With Direct Deposit and a higher checking account balance, you’ll enjoy some of our best upgrades and rewards including:
- Only $4.99 for your first order of First Midwest exclusive checks and a $5 discount on all reorders2.
- 0.25% discounts on all consumer loans3 – auto, home equity, and more4.
- $150 mortgage closing cost rebate.
- Exclusive access to a savings account with no minimum balance requirement or monthly maintenance fee for 6 months5.
- Special rates on CDs.
- 500 Tuition Rewards bonus points at enrollment.
- 20% discount on Safe Deposit Boxes3.
- Tiered interest – the higher your balance, the more you earn.
And, you’ll also get all of the important features you deserve from your checking account:
Best of all . . . you can forget about the $12 monthly maintenance fee when you have a Direct Deposit of $1,000 or more each month or a $2,500 minimum daily balance in your Midwest Checking account.
Diamond Checking
Based on your answers, our fully-featured checking package1 – Diamond Checking – is the best fit for people like you who have a deep relationship with First Midwest. You’ll enjoy our best, most complete upgrades and rewards including:
- Free First Midwest exclusive checks for the life of the account2.
- 0.25% discounts on all consumer loans3 – auto, home equity, and more4.
- $250 mortgage closing cost rebate.
- Exclusive access to a high-rate Diamond Savings and Diamond Money Market account.
- Special rates on CDs.
- 500 Tuition Rewards bonus points at enrollment.
- 50% discount on Safe Deposit Boxes3.
- Priority Telephone Banking.
- Tiered interest – the higher your balance, the more you earn.
- Free official/cashier’s checks, money orders, single signature traveler’s checks, notary services, and more.
And, you’ll also get all of the important features you deserve from your checking account:
Best of all . . . you can forget about the $20 monthly maintenance fee when you have a First Midwest mortgage, home equity line, home equity loan, Wealth Management relationship6, or $25,000 in combined average daily balances in other First Midwest checking, savings, money market, and/or CD accounts.
To complement your new account, CheXpert also recommends the following additional
services based on your answers:
- With a First Midwest mortgage or home equity line/loan, you can forget about the Diamond Checking $20 monthly maintenance fee and enjoy our most complete upgrades and rewards.
- From mortgages to home equity lines and home equity loans, we’ve got the borrowing solution you need . . . with low rates, flexible payment terms, and a commitment to you that lasts well beyond the closing of your loan. You’ll feel right at home at First Midwest.
- Need to find the nearest branch? Visit Branch Locator or Allpoint Locator.
- eStatements are faster, more convenient, and more secure than waiting for the mail. They’re also better for the environment. And, best of all, they’re free.
- With Direct Deposit, you’ll save time and money because your funds are directly deposited into your account on time, every time. With no checks to be lost or stolen, deposits reach your account the day the “check” is issued, even if you’re unable to get to the bank. Talk to your employer, who will have the paperwork needed to get it set up . . . all you’ll need is your account number, our routing number (071901604), and a voided check.
- To avoid overdraft fees, consider establishing a Custom Auto Transfer (CAT) between your First Midwest Checking and Savings accounts to automatically transfer funds from your savings account when your checking account funds are depleted.
- Setting up a Systematic Savings Plan to a First Midwest Savings Account can help you automatically and painlessly achieve your savings goals.
- Set up a Systematic Savings Plan from your new Midwest Checking account to a new savings account, and we'll waive the minimum balance requirement on that new savings account for 6 months. That's an additional $30 in savings. All the while, you'll be automatically and painlessly achieving your savings goals while saving on bank fees.
- Bring all your accounts to First Midwest and put their combined balances to work for you. With a deeper First Midwest relationship, you'll be able to enjoy our best, most complete upgrades and rewards like discounts on mortgage closing costs, special rates on CDs, and access to exclusive, high-rate savings and money market accounts.
- Earn up to one free year of college tuition for any child in your family with First Midwest Tuition Rewards. Tuition Rewards is completely free and the points you earn are redeemable at over 200 participating private colleges and universities across the country.
- A Ready Cash line of credit can help you avoid the expense and hassle of overdrafts (subject to credit approval).
- Combined Statements can help you see your total financial picture more clearly in a single snapshot view.
- Apply for a Maximum Rewards Platinum Edition Visa Card and earn 1.5 points for every $1 in qualifying purchases (subject to credit approval). You can redeem points for gift cards, cash rewards, merchandise, charitable donations, full-service airline travel and more.