Simply Free Checking
Based on your answers, this simple, no-hassle approach to checking is the
best value for your banking style. Your Simply Free Checking account will have no
minimum balance requirement1, and you won’t incur any monthly maintenance fees.
With Simply Free Checking, you’ll also get all the important features you expect
from a checking account, including:
Classic Interest Checking
Based on your answers, Classic Interest Checking is your best value because you'll earn
interest on the money you keep in checking, ensuring all your funds are always working
for you.1 When you maintian an average daily balance of $1,000 in this account we'll waive the $11.00 monthly maintenance fee.
With Classic Interest Checking, you’ll also get all the important features you expect
from a checking account, including:
Total Advantage Checking - Paper
Based on your answers, Total Advantage Checking’s “Paper” option1 is the best value
for people like you who write quite a few paper checks every month. This account
provides:
- Free basic checks for the life of the account.
- Tiered interest plan based on your account balance.3
- Two free monthly transactions at ATMs outside the First Midwest Bank network (other
banks’ charges will apply).2
- Discounted loan fees (subject to credit approval).
- Special rates on CDs.
- Plus, when you maintian an average daily balance of $2,000 in the account or $10,000 or more in combined deposit relationship balances,4 we'll waive the $9.00 monthly maintenance fee.
With Total Advantage Checking, you’ll also get all the important features you expect
from a checking account, including:
Total Advantage Checking - Plastic
Based on your answers, Total Advantage Checking’s “Plastic” option1 is the best value
for people like you who want the flexibility to frequently use ATMs outside the
First Midwest Bank network and enjoy all the added advantages of a fully-featured account. This account provides:
- Unlimited free transactions at ATMs outside the First Midwest Bank network (other
banks’ charges will apply).2
- Tiered interest plan based on your account balance.3
- One free box of basic checks per year.
- Discounted loan fees (subject to credit approval).
- Special rates on CDs.
- Plus, when you maintian an average daily balance of $2,000 in the account or $10,000 or more in combined deposit relationship balances,4 we'll waive the $9.00 monthly maintenance fee.
With Total Advantage Checking, you’ll also get all the important features you expect
from a checking account, including:
Premier Performance Checking
Based on your answers, Premier Performance Checking,1 with our most complete benefits
package, is the best value for people like you who maintain a deep banking relationship
with First Midwest. You’ll enjoy the best checking benefits First Midwest has to offer including:
- Free basic checks for the life of the account.
- Unlimited free transactions at ATMs outside the First Midwest Bank network (other
banks’ charges will apply).2
- Tiered interest plan based on your account balance.3
- Discounted loan fees (subject to credit approval).
- Special rates on CDs.
- Plus, when you maintian an average daily balance of $10,000 in the account or $50,000 or more in combined deposit relationship balances,4 we'll waive the $15.00 monthly maintenance fee.
With Premier Performance Checking, you’ll also get all the important features you
expect from a checking account, including:
To complement your new account, CheXpert also recommends the following additional
services based on your answers:
- A
Ready Cash line of credit can help you avoid the expense and hassle of overdrafts (subject to credit approval).
- Setting up a
Systematic Savings Plan to a First Midwest Savings Account can help you automatically and
painlessly achieve your savings goals.
- To avoid overdraft fees, consider
establishing a Custom Auto Transfer
(CAT) between your First Midwest Checking and Savings accounts, to automatically
transfer funds from your savings account when your checking account funds are depleted.
- Combined Statements can help you see
your total financial picture more clearly in a single snapshot view.
- Earn up to one year of free college
tuition for any child in your extended family with First
Midwest Tuition Rewards. Tuition Rewards is completely free and the points
you earn are redeemable at over 200 participating private colleges and universities
across the country.
- Apply for a
Maximum Rewards® Platinum Edition® Visa Card and earn 1.5 points for every $1
in qualifying purchases (subject to credit approval). You can redeem points for gift cards, cash rewards, merchandise,
charitable donations, full-service airline travel and more.
- Switch all your accounts to First Midwest
and put their combined balances to work for you. Our tiered interest rate structure
and checking account options reward higher balances and full relationships. You’ll
get the most competitive interest rates available for all your accounts and you’ll
earn rewards faster with First Midwest Tuition Rewards.